Graph of the Week News

Here's how China banks fared in 1Q13
	RETAIL BANKING \| 21 May 13 100 reads Gap between big banks and JSBs narrowed. According to Barclays, the gap between big banks (BBs) and joint stock banks (JSBs) has narrowed – JSBs’ average profit growth decelerated to 13% y/y (vs 32% for 1Q12), barely in line with the BB’s average of 11% y/y (vs 15% for % 1Q12). Read ››

Fearless forecast: China banks' net profits and growth rates till 2015
	RETAIL BANKING \| 15 May 13 51 reads A single-digit growth looms for 2015. Barclays expects the banks could still record low-double-digit net profit growth of 10% y/y in 2014E, but the analyst also expects only single-digit growth in 2015. Read ››

Beware of these typical irregular trading activities of Class C accounts
	RETAIL BANKING \| 08 May 13 52 reads Regulatory tightening was already imposed in China. According to Barclays, local media recently reported that the regulators could rectify the “substitute holding” business and irregular Class C account trading activities in the interbank bond market and have already banned the opening of new class C account. Read ››

See what drives the growth of CNH deposits in Hong Kong
	RETAIL BANKING \| 23 Apr 13 109 reads RMB deposits in HK have grown tenfold. According to Bank of America Merrill Lynch, ever since the launch of the RMB trade settlement in July 2009, RMB deposits in HK have grown tenfold. Read ››

Look at the mortgage NPL trends at DBS, OCBC, and UOB
	LENDING & CREDIT \| 03 Apr 13 325 reads Do the cooling measures translate to burgeoning NPLs? According to CIMB, further property cooling measures run the risk of accelerating property price falls. Read ››

Taiwan now the world's fourth largest RMB offshore centre, beating US and Australia
	TRADE FINANCE \| 26 Mar 13 334 reads RMB payments surged 120% over the last six months. SWIFT’s latest RMB Tracker reveals that Taiwan has moved up three positions to #4 (out of 136 countries exchanging RMB payments) following a 120% increase of its RMB payments over six months, overtaking the United States and Australia. Read ››

Credit growth outpaced GDP growth in these Asia Pacific economies
	LENDING & CREDIT \| 20 Mar 13 274 reads Credit to the nonfinancial corporate sectors increased sharply since 2005. Read ››

These graphs show the mortgage market share of banks in Hong Kong and Singapore
	LENDING & CREDIT \| 13 Mar 13 386 reads Find out which banks are more exposed to the impact of the property cooling measures. Read ››

China banks' 2012 profit growth down to 19% from a record 39% in the previous year

RETAIL BANKING | 05 Mar 13

254 reads

But results are still impressive, thanks to better NPLs. According to BBVA, the China Banking Regulatory Commission (CBRC) released its annual set of banking indicators last Friday, showing overall profit growth of 19% for the banking system, notwithstanding headwinds from the economic slowdown and narrowing interest margins. Here's more from BBVA: Read ››

Loan penetration extremely low in ASEAN
	LENDING & CREDIT \| 19 Feb 13 358 reads Guess which country has the lowest loan penetration at 30% of GDP? Read ››

This is how these large Asian banks' deposit market share has increased since 2003
	RETAIL BANKING \| 13 Feb 13 419 reads Guess which bank gained the most market share with a 6% growth? Read ››

Hong Kong banks' system loans up 9.6% in 2012
	TRADE FINANCE \| 01 Feb 13 415 reads Thanks to trade finance and China-related lending. According to Barclays, the HKMA's December monetary statistics again showed strong deposit growth, supporting its view that increasingly abundant liquidity conditions coupled with slower loan demand will pressure volume and margin going into 2013. Read ››

See how RMB payments in US depressingly slumped 38% in December
	TRADE FINANCE \| 28 Jan 13 321 reads US slipped to 6th place in offshore RMB countries. According to SWIFT, throughout 2012, RMB adoption by the United States was flat, with year-end figures pointing towards a major decline. Read ››