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Lending & Credit

Indian banks stagger under NPAs

253 reads

Indian banks face more NPAs. Indian banks will stagger under soaring non-performing assets (NPAs) for another year as the debilitated economy shows no signs of improvement. Read ››

Thailand's BAY targets condo loans

39 reads

White-collar Thais want more condomiums. In response, the Bank of Ayudhya is expanding further in the home loan market with a 100-percent credit line with zero interest for as long as six months. Read ››

China banks' loan growth on track to meet the RMB8.5tn target for 2012

323 reads

Total new RMB loans reached RMB6.72tn in the first nine months of 2012. Read ››

Strong Singapore dollar thwarts Singapore's RMB plans

171 reads

Singapore’s strengthening dollar is preventing the city-state from becoming an alternative to Hong Kong for renminbi deposits. Read ››

Chinese banks financing more foreign trade

165 reads

Outstanding trade financing between banks and China’s exporters and importers amounted to US$469 billion in September, 34% higher year-on-year. Read ››

Korea Eximbank CEO aspires for global advancement

125 reads

CEO Kim Yong-hwan aims is to transform Korea Eximbank from an export finance provider into a true global investment power. Read ››

How banks can overcome the growing pressure of regulations and deteriorating margins

487 reads

Asian banks should not only rely on trading gains, warns RCBC. Read ››

CDB makes record loan for poverty relief

174 reads

China Development Bank has agreed to provide a record US$160 million. Read ››

The role of banks in project financing in India

Sandeep Aggarwal
BY SANDEEP AGGARWAL
448 reads

Project financing has been an integral part of financing options for infrastructure projects globally, both in developed and emerging markets. Read ››

Indonesia's lending policy hampers CIMB Niaga's housing loans

111 reads

CIMB Niaga acknowledges a significant decrease in housing loans due to Bank Indonesia's new loan-to-value policy. Read ››

Danamon, BTN post growth, buck new Indonesian loan rules

79 reads

Bank Danamon and Bank Tabungan Negara posted huge business growth, despite new loan-to-value regulations affecting vehicle and housing credits. Read ››

Indonesia's Mandiri to offer export loan insurance

103 reads

Asuransi Ekspor Indonesia (ASEI) will be able to offer a lower rate of credit risk to exporters after a deal with Bank Mandiri. Read ››

Why Asian banks' credit functions should have minimal exposures

468 reads

CIMB's Viegas says branches should focus solely on serving customers than dealing with lending decision. Read ››

China banks' September new RMB loans disappoint at RMB 623b

331 reads

New corporate loans slumped from RMB 421 billion in August to RMB 293 billion. Read ››

Chinese bank lending slows in September

223 reads

Chinese banks loaned RMB623.2 billion in September, down 11% from RMB703.9 billion in August and below the industry estimate of RMB700 billion. Read ››

South Korean banks overcharge borrowers

130 reads

South Korea's major banks have been charging borrowers higher interest rates over the past few weeks. Read ››

Malaysia's OCBC Bank posts 20% growth in SME loans

170 reads

OCBC Bank boosted its SME loans by more than 20 percent for the first six months. Read ››

Alliance Bank Malaysia expects more loan growth in 2012

138 reads

While Alliance Bank Malaysia already expects its loan growth to surpass last year's 11 percent, it continues to look for ways to provide convenient customer experience. Read ››

Krung Thai Bank Leasing targets more retail market share

218 reads

KTB Leasing foresees the retail market to expand sufficiently capable of boosting its loan growth and interest income. Read ››

BDO not in a hurry to tap fresh capital for lending

94 reads

BDO  is not in a rush to tap fresh capital for its lending business, since it has adequate funds. Read ››

Siam Commercial Bank raises 2012 growth projection for mortgages

52 reads

Siam Commercial Bank is aiming to raise its housing loans by Bt120 billion this year, instead of the expected Bt95 billion. Read ››

India's banks face disaster from restructured loans

184 reads

Restructured loans are failing to secure payments for massive debts and will instead balloon to a massive US$39 billion in the fiscal year ending March 2013. Read ››

Philippine bank lending slows in August

30 reads

Outstanding loans of Philippine commercial banks slowed to 14 percent in August from 16 percent in July. Read ››

State Bank of India sees loan growth revival

95 reads

The State Bank of India is seeing early signs of a revival in loan growth. Read ››

Here are competitive financing schemes available to SMEs in Asia

617 reads

Find out what CIMB and OCBC have in store for growing SMEs in the region. Read ››

BTMU, Mizuho lead bank bailout of Sharp

202 reads

Two of Japan's largest banks are heading the US$2.7 billion rescue of the bankrupt electronics giant. Read ››

Singapore tightens rules for housing loans

138 reads

Singapore's central bank has tightened rules on residential property lending due to a possible bubble in the real estate market. Read ››

This is how Asian banks can control the risk of higher NPLs

441 reads

It's all about risk management and financial intelligence, says RCBC, OCBC, and CIMB. Read ››

Growth still possible for Indian banks

180 reads

India’s embattled banking sector could report a growth of 14.5% in Q2 earnings despite mounting bad debts and debt rollovers. Read ››

Weak Vietnamese banks force Moody’s rate cut

376 reads

Moody's Investors Service has downgraded Vietnam's credit rating on growing concerns over its weakening banks and its rapidly cooling economy. Read ››

Indonesia's Bank Mandiri to restructure $3.3B of bad loans

228 reads

Bank Mandiri can now restructure unncollected loans of Rp 32 trillion or $3.3 billion following a court ruling that changes the status of the debts. Read ››

New Chinese loans in another sharp drop

319 reads

Chinese banks could have lent only US$95 billion in new loans during September. Read ››

How to increase infrastructure financing in India

Sandeep Aggarwal
BY SANDEEP AGGARWAL
263 reads

Given the massive funding requirement of infra sector (>$500b in the next decade by some estimates), the domestic banking sector is feeling the constraints in meeting these large debt requirements: • Reaching the Prudential exposure norms for a particular industry; govt. Read ››

Philippine NPL ratio down in July

102 reads

The average NPL ratio of the 38 Philippine universal/commercial banks went down to 2.18% in July from 2.45% a year earlier. Read ››

Philippine banks foreign currency loans up 23% to $7.77B

127 reads

Loans given by Philippine banks’ foreign currency deposit units increased 23 percent year-on-year to $7.768 billion as of end-June. Read ››

Nomura to make Asia the center of operations

163 reads

Nomura Holdings, Inc is reorganizing its global finance unit in Asia outside of Japan as part of a continuing overhaul of Japan’s biggest brokerage. Read ››

Taiwan's bank home loans show big decline

131 reads

New housing loans from five leading banks In Taiwan reached their lowest levels since February. Read ››

Bank Negara Indonesia books $1.37M lending profits in NY

159 reads

The New York branch of state-owned Bank Negara Indonesia booked net profits of US$1.37 million from credit issued in the first eight months of this year. Read ››

Indonesia's finance sector to get $300M boost from ADB

148 reads

Indonesia’s financial sector will get a $300 million loan from the Asian Development Bank to improve the operations of the local regulator, deepen capital markets and expand non-bank financing. Read ››

Indian banks doing more consumer lending

242 reads

The recent reduction in bank's reserve ratios has increased consumer financing by India's largest banks. Read ››