But banks are still in a "sweet spot" for now.
A report from Business Insider said the big four Australian banks will maintain their earnings growth for now. But according to Citi analysts Craig Williams, Brendan Spoules and Andrew Tam, a number of headwinds will become apparent in the 2019 financial year.
"Near-term, the analysts expect banks to benefit from the latest round of mortgage re-pricing," the report said.
Read the full story here and find out what the four headwinds are.
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