Raymond is a Manager from our Jakarta office. He has experience in various industries such as technology, construction, and chemicals, where he conducts industry analysis, marketing channel strategy, competitor analysis, marketing strategy, and route-to-market strategy. Prior to joining YCP Solidiance, Raymond worked in one of the largest e-commerce firms, handling digital strategy implementation and business scale-up activities. He graduated with a BSc in International Business Management from Bina Nusantara University. 

Silvio Struebi heads Simon-Kucher’s banking practice in APAC. He has over 15 years of consulting experience in providing growth, pricing, and sales strategy advice to various national and international Wealth and Asset Managers, Retail and Corporate Banks, and leading FinTechs, Neobanks and Payments companies. Silvio advises clients on a broad range of commercial strategies and product management as well as assisting in market-specific implementation of growth and sales strategies. Recently, he has been focusing on the implementation of pricing software to increase revenues and to respond to regulatory developments in key markets in Asia. 

Yoanna is a Director, Country Head of Treasury & Trade Solutions (TTS), Citi Indonesia, a business
unit of Citi’s Institutional Clients Group (ICG) that offers integrated cash management and trade
services to multinational, local corporations, financial institutions and public sector organizations
across the globe.

Yoanna joined Citi in 2001 as a Management Associate in ICG. She has 20+ years of banking
experience with numerous positions across Cash and Trade Product Management, New Business
Development and Head of TTS Liquidity Management product for Citi in ASEAN cluster,
Bangladesh and Sri Lanka. Prior to her current role, she was the Head of Market Management,
responsible for developing market strategy, business profitability, product proposition, sales and
solutions support for TTS. In her early career years, she has been assigned in various positions in
Credit Documentation Unit and Operations Departmentin Citi Indonesia.

Aside from her professional role as Head of TTS, Yoanna is the steering committee for Citi Indonesia
Women’s Network (IWN), a globally acknowledged affinity group within Citi that serves as a
platform to support the development and advancement of female Citi bankers’ professional career.
In various opportunities, Yoanna also active to speak in industry forum in the area of banking or
Women’s Empowerment in Indonesia and ASEAN.

Rudy Hamdani joined OCBC NISP in 2020, currently serving as Digital Banking Solutions Division Head where he builds the bank’s digital capabilities and accelerates digital transformation for the business.

Rudy has a broad experience in developing digital businesses in various sectors, including insurance, banking, telecommunications, fintech, and retail. His expertise in building digital capabilities across industries and his proven track record in several big companies has led him to winning prestigious awards for OCBC NISP, including Breakthrough Award in Digital Banking from CNBC Indonesia in 2021 and Digital Brand Awards 2022 for Mobile Banking for Bank KBMI 3, from Infobank & Isentia.

Sumit is a Managing Director & Partner of Boston Consulting Group (BCG) in Kuala Lumpur. He is a core member of the Financial Institutions practice with expertise in digital bank build, crypto/web 3.0, front-to-back digitization, big data, and analytics in financial services space.

He has worked extensively with BCG clients in Philippines, Malaysia and Indonesia on digital bank builds/crypto venture builds, large scale digital transformation, big data and advanced analytics, and digital culture build.

Prior to joining BCG he has set up a digital mortgage business in America.

He is a Computer Science engineer by education and is very passionate about helping clients create long term advantage using digital, technology, big data and analytics.

Working Experiences

• Oct. 2019 – Now : Retail Bank Head – Citibank, NA
• Aug. 2011 – Sept. 2019 : Head of Wealth Management – HSBC Indonesia
• May 2010 – July 2011 : Sales & Marketing – PT Manulife Asset Manajemen Indonesia
• Aug 2007 – March 2010 : Head of Wealth Management – ABN AMRO Bank
• Jan 2007 – July 2007 : General Manager Wealth Management – Standard Chartered Bank, Philipines
• Feb. 2005 – Dec. 2006 : Head of Product Wealth Management – Standard Chartered Bank Indonesia
• Aug. 2003 – Jan. 2005 : Product Manager Investment Services & Bancassurance – Standard Chartered Bank Indonesia
• Nov. 2002 – July 2003 : Marketing Development – MLC Indonesia (aka AXA Financial)
• Jan. 1999 – Oct. 2002 : Senior Manager – Investment & Marketing – MLC Indonesia
• July 1998 – Dec. 1998 : Project Manager Integration – MLC Indonesia
• May 1996 – June 1998 : Product & Administration Mgr – PT BII Lend Lease Investment Services
• Feb 1994 – April 1996 : Account Supervisor – PT BII Lend Lease Investment & Services

Education

• 1995 - S1 in Economic, majoring in Accounting from Tarumanagara University, Jakarta