Secure and Frictionless Fintech Journey

Ramesh has over 24 years industry experience with a mix of sales and technology background. Ramesh is driven by an entrepreneurial mindset, having founded two companies and being part of an advisory team for many U.S start-ups that were looking to grow their install base in the APJ region. Previously he has spent many years working for Fujitsu, Oracle, Sun Microsystems, Silicon Graphics in sales, engineering and product management roles based out of the U.S as well in Australia. Ramesh is passionate about new innovations in technology and its ability to deliver meaningful and positive outcomes to the society. 

John is currently responsible for Hang Seng wholesale banking cash
management business and strategy with coverage across sales,
product management, digital banking channel development and
client implementation. He has thorough knowledge and solid
experience on commercial banking.

John is a solid commercial banking executive with proven track
record in delivering exceptional strong and sustainable business
result. He possesses over 30 years of banking experience and
specialized on transaction banking. Prior to joining Hang Seng Bank
in 2015, John spent 25 years with Standard Chartered Hong Kong
and China. He has successful career span in leading business
transformation and managing changes effectively.

John has strong leadership and has Asia Pacific working experience
in Hong Kong, China and a few APR countries. He got multi-cultural
appreciation in working with people of different nationalities and
background.

Abhishek Kapoor is Senior Vice President & Regional Lead within the Global Liquidity & Cash Management business for HSBC in Asia. His role is focused on continuously creating harmony between effective product & client solutioning, risk management and end – end digital client experiences, driving revenue growth for both clients and his organization. He brings 15+ years of experience across Asia, United Kingdom, Middle East and the United States having worked in a wide range of roles within the organization.

Julia is the Head of Compliance for Hugosave, a wealthcare fintech.  A seasoned financial industry professional with over 25 years of experience in policy implementation with a focus on client due diligence and operational risk management. She is a subject matter expert on correspondent banking, Securities Services and most recently Fintech in the areas of financial crime and regulatory compliance.

Having worked in consultancy, global banking and regulatory entities which include Standard Chartered Bank, HSBC, Deutsche Bank, KLOFFE and KPMG, she has considerable experience on implementation and design standards of control frameworks. Julia is passionate about women empowerment in particular, in the area of financial inclusion

Born in Tanjungpinang, a beautiful city in Indonesia that just an hour from Singapore, Rafi is a passionate financial crimes compliance expert. Currently, He is the Head of Financial Crimes Compliance in Bank OCBC NISP, Jakarta

He started to learn about money laundering, terrorist financing sanctions including fraud when he was in college at Law Faculty of Diponegoro University.

He has developed financial crimes and sanctions framework and in banking and leasing company since 2009 as an part of Indonesia regulatory efforts to combat money laundering and the funding of terrorist activities.

Aside of that, He also an experienced consultant under NRA Consulting Firm to assist Indonesia Financial Institution growth the mindset and awareness of financial crimes compliance knowledge.

Mohammed Fouladi is the Regional Head of Customer Value Proposition at ADVANCE.AI and has over 19 years of experience in the development and implementation of solutions in areas of cyber security, identity proofing and fraud prevention. He has expertise in product innovation, developing strategies for identity proofing, fraud detection and prevention, assisting customers in technology adoption and new feature development based on emerging customer offerings. Prior to ADVANCE.AI, Mo was Sales Director - Strategic Accounts at LexisNexis and the Head of Innovation and Strategy at RSA Fraud and Risk Intelligence.