Asian Banking & Finance Summit 2023

Sebastian is a management consultant with more than 15 years of experience in the Financial Services sector in areas including ESG, sustainable finance, risk management, compliance, regulatory requirements and related IT implementations. He is the Director of the Singapore Office and APAC Sustainability Lead at Aurexia, a FS-focused management consulting firm headquartered in Paris with offices in France, UK, Luxembourg and a fast-growing presence in Hong Kong and Singapore.

Before joining Aurexia, Sebastian worked with a Big-4 consulting firm where he delivered projects in Europe, Mainland China, Hong Kong, Singapore and the Southeast Asia region.

Silvio Struebi heads Simon-Kucher’s banking practice in APAC. He has over 15 years of consulting experience in providing growth, pricing, and sales strategy advice to various national and international Wealth and Asset Managers, Retail and Corporate Banks, and leading FinTechs, Neobanks and Payments companies. Silvio advises clients on a broad range of commercial strategies and product management as well as assisting in market-specific implementation of growth and sales strategies. Recently, he has been focusing on the implementation of pricing software to increase revenues and to respond to regulatory developments in key markets in Asia.

Lucose Eralil is Security Bank’s Head of Enterprise Technology and Operations. His main responsibility is to drive the Banks strategy utilizing the Bank’s Operations, Technology, Cyber Security, and Customer Contact Groups by maximizing technology usage and operational excellence.

Together with Security Bank’s Senior Leadership, Lucose oversees the short- and long-term strategies of the Bank, aligning initiatives with its overall mission and vision. He facilitates the organizational structure of the Bank—including KRAs, recruitment, and performance management—ensuring that these support the organization’s goals. He is also responsible for co-creating roadmaps and implementing strategic initiatives together with the Bank’s CFO.

With his core expertise in Technology, Strategy & Transformation, Lucose is tasked with uplifting the Bank’s technology and cybersecurity footprint through transformation and change. At the same time, he is also leading efforts to reinvent how the Bank interacts with its customers, stitching back to the organization’s customer-centricity strategy.

Lucose brings with him more than 32 years of experience in of Technology & Transformation in the Financial Services Industry, with a track record in driving transformational change. He worked in  multinationals such as the NIIT and Credit Suisse, across various executive leadership capacities, both internationally and regionally. 

Aloysius is the EY Asean Financial Services Sustainable Finance Lead and manages the Financial Services Extended Assurance team, focusing on internal control environment and risk management assessments of financial institutions.  

With over 15 years in EY, he has deep experience working with global and local financial institutions to advise their business and regulatory risks associated with their risk management and internal control processes. He currently serves various financial institutions as their statutory auditor, control environment and regulatory auditor, and internal auditor. He has garnered extensive experiences in a full range of banking and asset management activities, from governance, risk management (enterprise, credit, outsourcing, technology, operational, business continuity management, ESG, regulatory, AML/CFT etc.), treasury and investment activities, corporate banking, private banking, fund management, payment services to retail banking.  

He's a Certified Internal Auditor with the Institute of Internal Auditors and a practicing member of the Institute of Singapore Chartered Accountants. 

Rapheal Erasmus is the Asia-Pacific Head of Citi’s Sustainability and Corporate Transitions team, based in Singapore.

In this role, she is responsible for providing strategic and financial advisory services to Citi’s clients across sectors in the region to support their net zero transition.

Rapheal started her career with Citi in 2002 and has 21 years’ experience spanning M&A advisory, debt advisory, financing, structuring and distribution across multi asset classes, jurisdictions and products, including infrastructure, power, energy, structured finance, real estate, and in both public and private markets.

Prior to relocating to Singapore to take on her current role in October 2021, Rapheal was a senior banker in Citi’s EMEA Project and Infrastructure Finance team in London where she led numerous innovative and market-leading financings, with a focus on renewables and energy transition.

Rapheal holds a Bachelor of Arts with Honours from the University of Cambridge in Philosophy.

Eugenia Koh is Global Head of Sustainable Finance for the Consumer, Private and Business Banking division at Standard Chartered Bank. In her role, she is responsible for building sustainable finance product capabilities and client engagement tools, and embedding reputational, sustainability and climate risk considerations into governance frameworks and risk management processes to deliver on the division’s net zero commitments. Eugenia partners with bankers to engage clients on conversations to incorporate sustainable investing strategies into their portfolios. She also actively drives industry thought leadership and is a member of the Bank’s global Sustainable Finance Governance Committee.

She has over 13 years of experience in sustainable development from sustainable investing to corporate social responsibility and experimenting with building a social enterprise to support livelihoods in Cambodia.

Prior to joining the Bank, Eugenia worked in the COO team at Barclays, where she had her initial foray into impact investing. There, she was tasked with evaluating and exploring the implementation of an impact investing platform for Barclays in Asia.

She started her career at Weber Shandwick, and worked on a number of award-winning public relations campaigns spanning thought leadership to corporate social responsibility.

She is author of “Dawn Kwan. Art Awakening”, a chronicle of child prodigy Dawn Kwan’s journey as a child artist, which is available in all National Libraries in Singapore.

Rohan is the Head of Cards and Unsecured Lending at Mox. He manages and formulates the product, sales and business development strategy for Mox Credit, including the credit card and unsecured lending product portfolio. Rohan is a seasoned banking professional with nearly 20 years of industry experience and a proven track record for driving business growth and delivering innovative customer solutions. Before joining Mox, he worked with Standard Chartered for nearly 15 years, serving in various leadership roles in India, Singapore, and Dubai. In addition to his banking expertise, Rohan is a passionate sports enthusiast with a particular love for Test cricket. He also has a keen interest in automobiles and enjoys keeping up with the latest trends and developments in the industry. Rohan holds a bachelor’s in chemical engineering from Punjab Technical University and an MBA from International Management Institute. He is known for his strong work ethic, strategic thinking, and ability to build and motivate high-performing teams.

Jim is an accomplished leader with over 25 years of experience in the Banking and Finance section. He is the current Managing Director within Standard Chartered Bank's Information Cyber Security (ICS) Risk division, as the Global Head of ICS Assurance and Testing. Jim's experience spans beyond ICS risk, he also has an accomplished audit background with experience from UK to Singapore. He is well versed in understanding all three lines within the Banking industry. He is a passionate individual on ensuring the business is resilient in all types of economic climate. 

He is also a strong advocate for Diversity and Inclusion and is part of the driving force within the Bank for change. He sits on the Diversity and Inclusion council and has been a vocal supporter to challenge traditional mindsets, to create space for the next generation of thinking/innovation. He is a strong believer in having a diverse leadership and work environment is key to successful, resilient business growth. 

Fridolin runs XiXun Asia, a boutique management consulting firm in Singapore. He delivered large scale front to back business and IT platform changes as a Program Director and Operating Model Designer. He has more than 35 years’ banking experience in Europe and Asia in both the run and change the bank dimensions. He has successfully led or advised teams on more than 10 core banking transformation projects including Credit Suisse, Royal Bank of Canada, Maybank and Deutsche Bank PWM. He designed the IT Blueprint for an online fashion retailer, advised a German telco on their digital transformation journey and project lead Crealogix’ suite of products to Bangkok Bank. Most recently he assessed the target operating model and competitive advantage proposition of a Malaysian tier 1 bank’s wealth management to design their digital blueprint and roadmap. 

David Fergusson is the Chief Executive Officer and Co-founder of Hugosave, Singapore’s first Wealthcare® and savings app.
A serial entrepreneur and seasoned executive with an illustriousbackground in investment banking, David brings more than 25 years of experience in senior positions at some of the world’s leading
financial services and investment companies. He was previously a Director at Citibank where he established its institutional securities business in Indonesia. Before that, David held leadership roles
at UBS and oversaw telecommunications investment banking with CLSA.

David serves on the board of investment company Nimoi Holdings and has been the Chairman of precious metals trading firm Global Precious Metals Pte Ltd since 2012. He is currently a Partner at Woodside Holdings Investment Management Pte Ltd and has been an investment committee member of Dunfallandy Trust since 2007. A passionate advocate for democratising finance, David wants to empower Singaporeans to achieve good wealthcare through smarter and sustainable savings.

Born and raised in Singapore, David received his MA from the University of Edinburgh and MBA from
the London Business School.

Nilesh Kumar is the Digital Channels and Experience Head at Citibank Singapore.

He is a financial services leader with a proven track record of leading digital businesses and large-scale business transformation. Nilesh is passionate about the interplay of technology and human behaviour and leveraging their intersection to deliver customer and business value.

Nilesh has more than 19 years of experience in Citi across Singapore, China and Taiwan. His key accomplishments have been in customer acquisition, digital strategy & transformation, and social media partnerships.

Dwaipayan Sadhu (Dwai) is a business leader and builder with over 20 years of experience in the consumer financial sector, and deep expertise in business strategy, product design and digital transformation.

Dwai joined Trust in April 2021, leading the build of a one-of-its-kind digital bank. His focus on creating a culture where creativity and collaboration thrive set the foundations for Trust’s success. Dwai’s leadership approach promoted customer-driven prioritisation and enabled Trust to launch with a strong value proposition and market-leading user experience.

Prior to Trust, Dwai held several leadership roles in Standard Chartered, including Head of Consumer, Private and Business Banking, Singapore.

Melissa Moi is the Head of Sustainable Business in the Corporate Sustainability Office at UOB. In her role, she supports the delivery of a sustainable business strategy across UOB’s footprint including the management and mitigation of ESG risk, development of sustainable business strategies and frameworks, supporting sustainable product innovation, and driving the bank’s leadership in sustainable finance. 

Prior to joining UOB, Melissa spent a decade at Bank of America where she led the firm’s ESG efforts in Asia Pacific.  Her role included client facing advisory on sustainability, driving a sustainable finance strategy in the region as well as the implementation of corporate ESG initiatives across risk, social investment and environmental footprint. 

Melissa has also spent a decade in the NGO sector in the education and healthcare sectors in Canada and Asia in both program implementation and organizational leadership roles. 

Melissa is a member of the Board of Directors of the Children’s Medical Foundation, a charity focused on improving healthcare for newborn babies in rural China.  She holds a Master’s Degree in Human Systems Intervention from Concordia University and a Bachelor of Science from the University of Ottawa. 

Guan Liu is the Head of Group Transformation Office at OCBC. As part of his role, Guan Liu leads the Group’s transformation agenda and develops strategic priorities to build capabilities and drive organisational change that are critical enablers for sustained success. These strategic imperatives form the foundation for future-proofing the Group’s operating model.

Prior to joining OCBC, Guan Liu spent thirty years with a global financial institution and worked in Singapore, Hong Kong, New York, Seoul, and Bangkok. He is a career banker and has held various leadership roles in Treasury, Market Risk, Credit Portfolio Management, COO Office, Financial Markets and Wealth Management. Known for his collaborative leadership style, Guan Liu has worked across diverse cultures and complex operating environments to drive several of the organisation’s key transformation initiatives.

Guan Liu is a Chartered Financial Analyst. He received his undergraduate education at the National University of Singapore. He is also an adjunct faculty member of Singapore Management University where he lectures at the MSc Wealth Management programme.

Athreya is a Financial Services Partner at the consulting practice of Mazars in Singapore. With over 16 years of experience in the banking and financial services, he specialises in supporting financial institutions navigate the complex and evolving regulatory requirements for licensing, compliance, enterprise risk management, corporate governance, and internal audit. Prior to joining Mazars, Athreya led global and regional initiatives at various international banks and a Big 4 in Singapore, Malaysia, the U.S., and India, for the business-critical areas of CDD, KYC, AML/CFT, sanctions, anti-fraud, CRS, U.S. FATCA provisions, BSA, PDPA, and most recently in ESG.

Rohan is Vice President of Business Solutions for the Asia Pacific team at Collinson, a global leader in customer engagement, loyalty, and traveller experiences.

Rohan delivers strategic consulting and insights to clients focusing on elevating their customer engagement capabilities. He is passionate about creating greater end-customer value through the design and implementation of loyalty experiences that drive measurable business impact. As a data-driven marketing leader, Rohan has worked across multiple industries such as financial services, retail, automobile, travel and
hospitality and has nearly two decades of experience building and growing loyalty and CRM businesses across the region.

Rohan regularly speaks at industry events and conferences across the region where he shares his
experiences and unique perspectives on customer engagement.

Kai is the Chief Technology Officer and a member of the Anext Bank Pte. Ltd. (“ANEXT Bank”) Executive Committee. He is charged with designing ANEXT Bank’s IT and digital vision to drive business impact, and has developed a robust technology architecture roadmap that supports the full range of digital SME banking services according to regulatory requirements.

As an experienced IT leader, Kai manages a team to develop, manage and maintain the overall security and technology infrastructure of ANEXT Bank including cybersecurity as well as business continuity frameworks and measures. He also provides the right environment and support for the team to deliver innovative solutions within budget and timelines.

Prior to ANEXT Bank, Kai has served in various leading software companies and banks including the Commonwealth Bank of Australia, to deliver core banking system implementations across Asia Pacific.
In his most recent role at LaSalle Investment Management (“LaSalle”), Kai undertook the digital transformation roadmap, overall IT operations, cybersecurity, and business continuity management for Asian countries. He successfully established a technology risk management framework and delivered various digital initiatives for LaSalle.

Kai holds a Bachelor of Computing from the National University of Singapore.

Rajeev Gupta is Senior Finance Professional with  20 years of experience in delivering strategic financial leadership across all aspects of Fund raising , Investor relations, Treasury , business strategy , corporate finance , financial analysis, commercial finance and taxation in multinational and fintech start-ups companies.

Rajeev is currently working as Chief financial officer of UNOAsia (Singapore headquartered financial technology company) and  primary incorporator of  UNO Digital Bank. He focus on fund raising , Investor relations, business strategy and commercial finance.

Prior to UNOAsia , he held finance leadership roles in Funding societies and multinational companies in Singapore , US and India. Rajeev has a chartered accountancy qualification from India and Singapore.

Abhishek Kapoor is Senior Vice President & Regional Lead within the Global Liquidity & Cash Management business for HSBC in Asia. His role is focused on continuously creating harmony between effective product & client solutioning, risk management and end – end digital client experiences, driving revenue growth for both clients and his organization. He brings 15+ years of experience across Asia, United Kingdom, Middle East and the United States having worked in a wide range of roles within the organization.

Manu is the Chief Operating Officer of Maya Bank, the #1 digital bank in the Philippines with services integrated into Maya, the only all-in-one money platform with the most extensive digital financial services ecosystem in the country. Manu has a track record of building and managing credit portfolios and developing teams of diverse skills and sizes across Asia Pacific, Europe, and the Americas.

Before joining Maya Bank, Manu was the Managing Director and Chief Risk Officer of Standard Chartered Bank-nexus (a fully digital Banking as a Service business incubated in SC Ventures) based in Singapore. He also served as the Group Chief Risk Officer at 4Finance-Europe’s largest online Lender; Regional Head – Information Services, Asia Pacific, Middle East, and Africa at Mastercard; Managing Director – Asia Pacific at Experian in Singapore & held several leadership roles in Barclays, Citibank & GE across various geographies.
 
Manu has a Master of Business Administration from the University of Chicago, Booth School of Business.

Nick Woodruff is the Chief of Staff at Trust Bank where he leads strategy,
corporate affairs, business resilience and CEO office. A founding member of the
management team at Trust, Nick led the work to create the bank and establish
its culture. He was also Interim Chief Product Officer prior to launch, leading the
initial work to design and build the Trust App.
Nick has over 20 years of experience in the financial services sector in Europe
and Asia, covering a wide range of domains including strategy, mergers and
acquisitions, treasury, communications and analytics. He holds a Bachelor of
Science (BSc) in Accounting and Finance from The London School of
Economics and Political Science.

Gary is a seasoned consultant, leading the M&A Advisory Practice of YCP Solidiance Southeast Asia. His team provides hands-on management service to commit to leaving an impact for clients, leveraging his experiences and expertise in providing solutions in mergers and acquisitions (M&A) space such as commercial due diligence, financial advisory, valuation, post-merger integration, and CFO service as well as management consulting space such as market entry strategy formulation, business process improvement, organization optimization, business planning, market forecast, competitor benchmark, and industry diagnosis.

Before joining YCP Solidiance, Gary gained management consulting and business development experience across 10+ Asian countries at Deloitte Consulting Southeast Asia and Bank of America (previously Merrill Lynch) in Japan. Gary has a Master of Business Administration from Sasin School of Management, Thailand." 

Sanjoy Sen is the Group Head of Consumer Bank, responsible for the Group’s Consumer Banking business across the Region, and member of the Bank’s Group Management Committee.

Sanjoy plays a lead role in growing and deepening DBS’ Regional consumer footprint in Asia. His responsibility  includes driving the digital transformation and develop new ecosystem partnerships, leveraging DBS’ banking and technology capabilities, to scale the consumer businesses.

Sanjoy has over 30 years of extensive international consumer banking experience. He spent the first 22 years of his career in Citibank where he led diverse consumer & wealth businesses in Asia Pacific, Middle East & Africa. In 2012, he joined ANZ Banking Group to head their Retail, Private Banking & Wealth  business in Asia. He then joined DBS Bank in 2018, following  the successful integration of ANZ’s Retail & Wealth business.  Sanjoy currently serves on the board of DBS Bank Taiwan Ltd and DBS Foundation. He sits on Visa’s Senior Client Council for  Asia Pacific. In 2019, Sanjoy was conferred the IBF Fellow award for Consumer Banking by the Institute of Banking & Finance in Singapore.

Sanjoy holds a B.Tech degree in Electronics Engineering from Indian Institute of Technology (IIT) in Varanasi, India;  and  a Post Graduate Diploma in Business Management from Indian Institute of Management (IIM) Kolkata, India. He  has  also completed his executive management program from Harvard Business School.

Dr. Tan Sian Wee is the Co-Founder and Group Chief Executive Officer of Finaxar, a Singapore-based fintech startup that is reinventing business financing for SMEs. 

Beginning in the 1990s in Silicon Valley, Sian’s passion has been in bridging technology and business to pave the way for new ventures. He was an early investor and technical pioneer of touch feedback for Immersion (NASDAQ: IMMR) with 10 patents. Immersion’s technology is today felt through mobile devices,  console game controllers, automotive, and medical systems. He later advised Primesense which became Apple’s Face ID in 2017. He developed the spinout program for the Fraunhofer Society, Europe’s largest contract research organization prior to joining Monk’s Hill Ventures as an Operating Advisor where helped raise their first fund. 

Sian is currently serving on the Pro-Enterprise Panel for Singapore’s Ministry of Trade and Industry and is a Lead Mentor at the German Accelerator for Southeast Asia as well as Scaleup.NRW in Germany. 

Sian holds M.S. and Ph.D. in Mechanical Engineering focusing on applying artificial intelligence and auction techniques in 3D-printing from Stanford University. 

Armed with 19 years of experience in consulting and advertising, Michèle has enabled numerous companies to grow their business, and differentiate their brands through the power of creative strategy. Her breadth of experience includes branding and marketing for financial services clients such as Citibank, HSBC and Standard Chartered. Currently at TBWA\Singapore, Michèle is the strategic lead of Ferrero and Google Cloud in the region and a key-player in unlocking new strategies for clients.

Rafael Lam is a leader in Bain’s Financial Services practice. With more than 10 years in management consulting, Rafael has significant experience advising clients on various topics spanning strategy, commercial excellence and digital transformations. He has been deeply involved in Bain’s efforts in supporting Financial Institutions to power their businesses with analytics, including the more recent drive on Generative AI.

With 16 years of experience in Financial Services industry, working with clients across Asia Pacific, Europe and Middle East Geographies. At Bain, Ravi specializes in Strategy and Transformation for Wealth Management firms.

Prior to joining Bain in 2021, Ravi headed the Design Office for Credit Suisse in APAC, and was responsible for defining the Strategy & Architecture, and aligning technology investments to support the bank’s business strategy.

Ravi holds a Master’s Degree in Business Administration & a Bachelor’s Degree in Information Technology. He is a TOGAF Certified Enterprise Architecture Practitioner, IBM certified SOA Associate and ITIL Foundation V3 certified.