Asian Banking & Finance Forum - Ho Chi Minh - March 12, 2024

PC leads the Strategy & Transformation Office of Techcombank, one of the largest Joint Stock Banks in Vietnam and a leader in digital & data led transformation with ~25 years of experience in Banking, P&L management, and Strategy Consulting across North America and South East Asia. He is responsible for defining strategic agenda and masterplan and helping drive the overall transformation of the bank across all business areas and functions including digital, data, talent, Agile ways of working.

Prior to joining Techcombank, PC led the Banking and Payments Practice in ASEAN for Accenture where he is responsible for growing the practice and the talent pool in the region. In addition, PC was a member of the Global Banking Strategy Leadership at Accenture.

Prior to joining Accenture, PC worked as a leader in Strategy Consulting (with McKinsey in New York) and in Banking (at Standard Chartered in global roles based out of Singapore) where he was Group Head of Strategy & Transformation across Commercial, SME, Retail & WM business, working with Group Board of Directors, classified as a Material Risk Taker by PRA and an executive member of Group RB& WM Management Team responsible for global P&L.

PC has execution leadership experience in leading multi-market digital transformations across APAC markets, driving P&L impact and leading change of business models and new ways of working. His initiatives have been presented to investors and Group Board of Directors as success stories. As part of his portfolio, PC has worked on multiple Wealth Management and Frontline enabling initiatives which have significantly uplifted revenue and improved customer and frontline experience.

PC has been closely involved with nurturing the next generation of Fintech players, as a member of the Green and Sustainable Fintech committee at SG FinTech Association and a CEO mentor for Fintech Innovation Lab, APAC.

PC holds an MBA from Harvard Business School, and Bachelor of Technology from the Indian Institute of Technology (I.I.T.) Mumbai.

He is actively involved in the community as a Steering Committee Member of the Harvard Business School Club of Singapore mentoring program for Polytechnic students in Singapore and as a Director for The Lavender Spaceship Project, SG’s first coding and computer science platform focused on building tech skills in young girls.

PC lives in Hanoi with his wife, an Ed Tech entrepreneur, and his daughter.

Social Media Connect: https://www.linkedin.com/in/pcinbanking/

Andrea Campagnoli is the founding partner of Bain Vietnam, a leader of Bain's Private Equity practice in Southeast Asia and a co-head of Bain's Technology Private Equity for Asia Pacific.

He has more than 10 years of management consulting experience at Bain, advising clients in the technology fintech and banking sectors first in EMEA and then in Southeast Asia since 2018. Andrea has deep expertise in M&A advisory, due diligence, and strategy in Technology and Financial Services, having advised investors and senior executives globally.

Earlier in his career, Andrea spent two years as an investment professional at a European buyout fund focused on the financial services sector. He also founded and managed a sustainable fashion consumer firm called Andro Design.

Andrea holds master's and bachelor's degrees from Università Commerciale Luigi Bocconi.

https://www.bain.com/our-team/andrea-campagnoli/ 

Over the last 15 years, Mr. Jonas Eichhorst has played a key role in various startups and scale-ups, serving as an executive, board member, and investor across diverse industries and markets. His primary focus has been aiding teams and organizations in enhancing their strategic and operational abilities, capitalizing on the growth opportunities offered by technology.

Currently, he is the CEO and Board Director of Timo Digital Bank, Vietnam's premier digital banking service powered by BVBank. He is also the Executive Chairman of Bykea, Pakistan’s top mobility company, a Director at Protenga, an AgTech firm utilizing insects to produce sustainable protein, and an Advisory Board Member for  7-Eleven in Vietnam.

Mr. Eichhorst began his association with Timo Digital Bank 2019 as a board director, before assuming the role of Chief Financial Officer in 2020. After leading a successful fundraising initiative and expanding the data and strategic focus, he was named Chief Executive Officer in late 2022. Under his leadership, Timo has been reimagined as a bank that helps customers “live a richer life”, aligning Timo with Tomi-ism, a philosophy that views a rich life as a balance life, balanced between financial health, physical and mental wellbeing, relationships, and lifestyle

Fred Lim is the CEO of TNEX, Vietnam’s first digital-only Bank, tasked with developing and executing business strategy to lead the company from early-stage growth into the scale up phase to be the Best Digital Bank for GenZ. Under his leadership, TNEX commits to be the trusted partner in our customer life-stage journey through 4 verticals: Education, Career, Wellness, and Entertainment, to fulfil our customers’ aspiration to Enjoy your Life!

Leveraging on advanced technology and insights from big data analytics, TNEX is well-poised to offered a highly superior customer experience to meet the financial and lifestyle needs of our GenZ customers.

Various industry awards TNEX won includes Best Digital Bank for Gen Z in Vietnam 2023 (World Digital Bank), Best Digital Bank for Gen Z in South East Asia 2023 (World Digital Bank), Virtual Bank of the Year 2022, 2023 (Asian Banking & Finance), Best Digital Only Bank 2022, 2023 (Asian Banker).

Marcin is the Founder and CEO of Galaxy FinX, a digital bank builder, which is a corporate venture funded by HD Bank responsible for build and launch of Vikki Digital Bank (www.vikki.vn). Formerly, Marcin led Boston Consulting Group in Vietnam and was one of the leaders of McKinsey in Vietnam. He worked for the largest Vietnamese conglomerates (private and SOEs) on corporate strategies, performance improvement, financial restructuring, digital transformation and venture building programs/M&As. He’s also an active investor in technology and consumer-focused start-ups.

Role:

Mr. Vinh is the Partner leading Financial Risk Management consulting services and Head of Financial Services of KPMG Vietnam

Background:

Mr. Vinh has more than 20 years of experience in the field of Risk Management, Banking and Compliance. He has extensive experience in implementing Basel II Regulations and Risk Management for a number of major financial and banking institutions in Vietnam. He has 8 years of experience in managing and working with various organizations such as Word Bank (WB), International Monetary Fund (IMF), Asian Development Bank (ADB), Economic Secretariat. State Bank (SECO), South East Asia Center Bank (SEACEN) on various issues. Before joining KPMG, he worked at the State Bank of Vietnam as senior manager  and leading banks in Vietnam on strategic direction, risk management development and Basel/Risk transformation. He also was DCRO in a top 5 Insurance company and member of Board Risk committee.

Mr. Vinh has participated in many major projects for many years with leading banks in Vietnam in the fields of:

• Banking operations, data governance, credit risk management, market risk, operational risk, ICAAP, Pillar risk 1 and Pillar 2 following Basel II's advanced approaches, Circular 41-NHNN, Circular 13-NHNN, Basel III (ILAAP, LCR, FIRB,...)
• Developing internal credit rating model for small and medium enterprises 
• Researching Basel II to deploy in Vietnam, build a Basel II roadmap for the banking system and organize a Basel II training program for the State Bank of Vietnam

Conduct arbitrage analysis on Basel II including ICAAP and material risks (Governance, Policy, Data & IT systems, risk identification and measurement, Reporting) and proposing implementation roadmap for a top 10 commercial bank in Vietnam

Supervising and managing the implementation program of Basel II including more than 40 sub-projects and reporting to the Board of Directors of a large commercial bank in Vietnam

Participate in various projects with a number of financial institution to drive strategic engagements including risk strategy development, design governance and risk target operating models and data transformation

Develops digital transformation roadmap and evaluates plan to implement digital transformation strategy for 02 major commercial banks

Leading the FRM practice to develop many solutions for clients such as IFRS9, model validation, operational risk and compliance solution, Fraud risk indicators, early warning system, intelligent and dynamic reporting

Bà Nga có hơn 30 năm kinh nghiệm làm việc trong lĩnh vực tài chính ngân hàng trong đó có gần 10 năm làm việc tại ngân hàng TMCP Đại Chúng Việt Nam và đảm nhiệm nhiều chức vụ quan trọng như: Phó giám đốc Khối Khách hàng cá nhân, Giám đốc Khối Vận hành, Giám đốc Văn phòng Quản lý dự án, Giám đốc Ngân hàng số. Trước khi làm việc tại PVcomBank, bà Nga đảm nhiệm chức danh Tổng giám đốc của công ty CP Xếp hạng Tín nhiệm DN Việt nam (CRV). Trước đó, bà Nga đã làm việc nhiều ngân hàng lớn như Ngân hàng TMCP Ngoại Thương Việt Nam, Ngân hàng TMCP Tiên Phong và Ngân hàng Thương mại cổ phần Dầu Khí Toàn Cầu.

Bà Nga tốt nghiệp cử nhân khoa Ngân hàng của trường Học viện Ngân hàng và bằng Thạc sĩ Quản trị kinh doanh của ĐH Quốc gia Hà nội và Viện quản trị kinh doanh Brussel Bỉ, chứng chỉ chuyên ngành Giám đốc Ngân hàng của Viện Tài chính Thụy sĩ.

Ms. Nga has over 30 years of experience in the banking and financial sector, including nearly 10 years at Vietnam Public Joint Stock Commercial Bank where she held various important positions such as Deputy Director of the Personal Customer Division, Director of Operations Division, Director of Project Management Office, and Director of Digital Banking. Prior to joining PVcomBank, Ms. Nga served as the CEO of Credit Rating Vietnam Joint Stock Company (CRV). Before that, she worked at prominent banks such as Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Tien Phong Commercial Joint Stock Bank (TPBank), and Global Petroleum Commercial Joint Stock Bank (GPBank).

Mrs. Nga graduated with a Bachelor's degree in Banking from the Banking Academy and holds a Master's degree in Business Administration from the National University of Hanoi and the School of Business in Belgium. She also obtained a Banking Director Certificate from the Swiss Financial Institute.

Binh is the CTO of DNSE Securities, an up-and-coming fintech securities brokerage with a mission to “Make Investing Effortless” via technology. Positioned as an online neo-broker with innovative customer acquisition channels and simplified trading platform, DNSE Securities has rapidly grown over the last 3 years and successfully captured about 30% of the new wave of investors and currently on track to soon join the TOP 10 securities firms with largest market share for both Equity and Derivatives markets. With technology as the center of DNSE’s business plan and competitive advantage, Binh is responsible for defining DNSE’s technical master plan and architecture as well as driving the execution of those plans to make sure DNSE always stays ahead of the market and competition in term of technical innovation, scalability and stability.

Prior to becoming CTO of DNSE Securities, Binh worked as a senior software engineer and early employee of Encapital Financial Technology JSC, led the Data team at VNDirect Securities as well as involved as technical founder of two other startups. Binh is also an avid traders, with 10+ years of trading experience in Cryptocurrency, US penny-stocks, ETFs as well as Vietnamese equities and derivatives.

Binh holds a Bachelor degree in Computer Science from Carleton College in Minnesota, USA. He also received the prestigious STARR Scholarship for all four years of study at Carleton and various academic accolades.

Fabien Sanchez joined HCVN as Chief Risk Officer in August 2020 and rotated Chief Sale Officer from May 2023.Having worked and lived in Asia, Europe and South America, Fabien has a deep understanding and significant experiences of the financial services sector in those markets, especially in terms of Risk and Sale Strategies. 

Prior to joining HCVN, Fabien was a Managing Director at CaixaBank Payments & Consumer (CPC), leading the Portuguese subsidiary. Earlier in his career, Fabien held a number of strategies, management roles at Brilliance BEA Auto Finance Company (China), Telefonica Consumer Finance (Spain) and BNP Paribas Group (France, Argentina and Germany). 

Mr. Fabien holds a Master of Science Degree from University of Science of Nice (France) as well as a postgraduate degree in Business Administration and Management from IAE Poitiers (France). He is married with three children. 

Mr. Fabien Sanchez 

Giám Đốc Quản Lý Bán Hàng Toàn Quốc 

Fabien Sanchez giữ vai trò Giám Đốc Bộ Phận Rủi Ro và Thu Hồi Khoản Vay tại HCVN kể từ tháng 8 năm 2020 và chuyển sang Giám Đốc Quản Lý Bán Hàng Toàn Quốc từ tháng 05 năm 2023 cho đến nay.  Với kinh nghiệm sống và làm việc tại Châu Á, Châu Âu và Nam Mĩ trong nhiều năm, Fabien sở hữu sự am hiểu sâu sắc cũng như kinh nghiệm đáng kể trong lĩnh vực Dịch vụ Tài chính tại các thị trường này, đặc biệt phải kể đến những Chiến lược Rủi Ro và Kinh Doanh.  

Trước khi là thành viên của HCVN, Fabien đã từng giữ chức vụ Giám Đốc Điều Hành tại CaixaBank Payments & Consumer, chịu trách nhiệm về việc xây dựng và điều hành Công ty con tại Bồ Đào Nha. Trước đó, Fabien nắm giữ nhiều vai trò chiến lược và quản trị tại Brilliance BEA Auto Finance Company (Trung Quốc), Telefonica Consumer Finance (Tây Ban Nha) và BNP Paribas Group (Pháp, Argentina và Đức). 

Ông tốt nghiệp Thạc sĩ Khoa học tự nhiên từ trường ĐH Khoa Học Nice (Pháp) và giữ Bằng sau đại học về Quản Trị Kinh Doanh từ Viện Quản trị Kinh Doanh Poitiers - IAE (Pháp). Fabien đã lập gia đình và cũng là bố của ba đứa trẻ. 

Phil Wright is Chief Operating Officer at HSBC Vietnam where he is responsible for operations, technology, and corporate services. Prior to Vietnam, he held regional and country roles for HSBC in Hong Kong, Philippines, Mauritius and New York. He holds a MBA from University of Manchester in the United Kingdom.

1. Mr. Nguyen Vinh Tuyen - Deputy General Director of Nam A Bank
2. Area of Responsibility: Information Technology and Digital Transformation
3. With over 16 years in the field of information technology, including 8 years in Digital Transformation. Recognized as a prominent leader in Digital Transformation in 2023.
4. Outstanding achievements in Nam A Bank's IT/Security domain:

• Vietnam Digital Award 2019, 2023
• Open Banking Initiative of the Year Award 2023
• Consistently ranked at the top of the Vietnam ICT Index, achieving 1st place in ICT Index 2022
• Best Digitalized Bank in Vietnam 2022
• Best New Generation Digital Bank in Vietnam 2021
• Best Technology Implementation Bank in Vietnam 2021
• Dynamic Bank 2023, actively collaborating and implementing projects with Napas and Outstanding bank with Innovative service 2023, accompanying NAPAS in groundbreaking and creative projects.

Il-Dong Kwon is a Managing Director & Partner of the Boston Consulting Group. He has ~20 years of consulting experience with 40 major financial institutions in Vietnam, Western Europe, the U.S, Australia, South Africa, Singapore, Korea, China and many other Asian countries on various consulting projects including Green growth strategy, multi-year Transformation, Digital banking, Corporate /SME banking, Affluent banking, Strategy development, KPI, Organisation redesign, ALM, FTP, Risk management, Finance transformation, and Regulatory agenda.

Ngoc is Deloitte Vietnam’s Financial Services Industry Leader and has spent 30 years working in the firm’s Consulting (Strategy & Operation), Risk Advisory and Audit & Assurance businesses.
 
She has a wealth of knowledge and expertise, having served state-owned enterprise groups, multi-national corporations, and private entities in the banking and capital market, energy & resources, and telecommunications & technology industries.
 
In addition, Ngoc works closely with Vietnam’s local regulatory and professional bodies such as the Ministry of Finance, State Securities Commission and Ministry of Information and Communications, amongst others. She is currently the vice president of the Vietnam Association of Certified Public Accountants and a member of the Vietnam Association of Accounting. She is certified by CPA Vietnam, FCPA Australia, and has a Master of Business Administration from the University of Hawaii.

Andy is the CFO at ZaloPay, Vietnam's fastest growing fintech player. At ZaloPay, he's responsible for finance, operations, strategic planning and strategic partnerships for both financial and non-financial institutions. Previously, he served as the Investment Director at VNG.

With over two decades of rich experience spanning across Banking, Insurtech, and Digital Payment sectors, Thuy (Tyler) Long is a seasoned professional at the forefront of innovation. For the past two years, Thuy has been an integral part of ZA Group, a leading entity encompassing ZA Digital Bank, ZA Insurance in Hong Kong, and ZA Tech globally, where he serves as the Commercial & Partnership Lead for the APAC market.

Thuy's journey is characterized not just by successes but by the invaluable lessons he's garnered throughout his career, particularly in the intricate realm of launching digital financial services in the region. His profound understanding of the nuances of the SEA market, coupled with his strategic vision, has positioned him as a driving force behind ZA Group's expansion and impact in the digital finance landscape.

Troy Le is the Head of Security Business at Verichains.io - a leading provider of cybersecurity solutions. We work with forward thinking Banks, and innovative enterprises in the DLT space, and we help them to secure their software and security operations.

In his role, Troy is responsible for driving international business development strategy and partnerships that would enable Verichains, a Vietnamese home grown brand to become a global force in cybersecurity and Web3.

Phuc is a seasoned management consultant with over 20 years of experience in Vietnam and the Netherlands. As a Partner at KPMG in Vietnam, he leads the Customer & Operations practice, guiding clients across diverse industries towards business transformation and operational excellence. Phuc's expertise spans various domains, including program management, supply chain management, process improvement, cost optimization, strategy facilitation, and operating model design. His proven track record reflects success in helping clients achieve significant business improvements. Phuc holds a Master's degree in Economics with a major in Logistics Management from Tilburg University in the Netherlands. He is also a Certified Supply Chain Professional (APICS), demonstrating his deep understanding of the field and commitment to professional excellence.

Paul is a  fellow of the Society of Actuaries, joined Phu Hung Life in July 2023 and was appointed as General Director in January 2024.

He has more than 30+ years of experience working at leading life insurance companies in Canada, the United States, Hong Kong, Indonesia and Vietnam.