Commentary

Standing Out with Invisible Payments: The Banking-as-a-Service Paradox
27 Aug 20
Banking-as-a-Service, or more commonly known as BaaS, is an end-to-end process that enables third parties to directly connect with banks ...
Adapting to the New Normal: A Response to COVID-19
13 Aug 20
It is fair to say that financial institutions have, with technology, largely succeeded with...
Harnessing the power of AI to accelerate financial inclusion
3 Aug 20
There is a popular analogy comparing artificial intelligence (AI) to electricity.
Opening a new chapter in Asia's digital banking boom with e-KYC
14 Jul 20
The World Bank estimated that over 1.7 billion individuals remain unbanked today.
Singapore banks set to fast-track digital transformation due to COVID-19
2 Jul 20
The COVID-19 pandemic forced Singapore banks to change tack in order to meet social distancing and work from home requirements.
COVID-19 Impact on FIs' IT Plans in Japan and APAC
17 Jun 20
In the transitional period from the unprecedented emergency to the new normal, the Japanese and APAC financial institutions have stepped up their...
The future of Asian banking in the digital age
28 May 20
In the last decade, Asia’s banking sector has not only led the world in global banking profit pools, assets and market capitalism but also...
The Digital Way Forward for Banking in Singapore
12 May 20
The internet economy for ASEAN is expected to grow to US$300 billion in 2025 with e-Commerce becoming its biggest sector as published in the...
Tech-Driven Next-Gen Corporate Banking: Trends and Implications in APAC and Japan
4 May 20
Corporate banking is at a critical juncture of accelerated change External factors are driving disruptions and...
Impact of COVID-19 on Indian Banks in the Near-Term
20 Apr 20
The COVID crisis has resulted in an unprecedented disruption to the economic activity, and will lead to major changes in operations of most...
Will open banking be the next wave of digital transformation in Asia's financial industry?
2 Apr 20
Open banking is emerging as a key trend and the next ‘wave’ of digital transformation in global financial markets.
Partnering to build the next digital bank in Malaysia
19 Mar 20
A banking revolution is sweeping across Asia as increasing numbers of countries introduce new regulatory frameworks for digital banking.
How Real-time Payments Can Fuel Emerging Business Models
10 Mar 20
Instant payments are being implemented around the world, promoted by governments to support financial inclusion and the digitisation of economies...
Bancassurance in Asia
10 Mar 20
Delivering a step-change in value.
Tech-Driven Investment Strategy and Research Management Systems: Global Trends and Initiatives in Japan
5 Mar 20
New technologies are accelerating the modernization of investment strategies and decision-making in capital markets.
Consolidating the payments game is just step one in Southeast Asia
5 Mar 20
Whilst the Chinese market is big enough to allow for two major e-payments players, Indonesia needs to unify efforts from otherwise competing...
Virtual banking: ‘Unbanked' citizens a catalyst for economic reform in Indonesia
28 Feb 20
Approximately 2.5 billion people globally lack access to financial services and are forced to rely on inconvenient and often risky means to manage...
Bank managements should take advantage of increased certainty and use dividends as a tool to manage returns
20 Feb 20
Bank management teams have faced many challenges in the decade post the global financial crisis.
Accelerating Indonesian microfinance with high tech and high touch
14 Feb 20
Economic inclusion can seem like a faraway goal for many, if not most, countries around the world.
A License to Digitise: Embracing a Customer-First Approach in Singapore's Digital Banking Race
5 Feb 20
Buoyed by trends such as ongoing digitalisation, the use of big data, and the rise in seamless mobile internet connectivity, Southeast Asia’...
Why winning in financial services requires ecosystem thinking
4 Feb 20
Collaboration holds the key to unlock the pathways for traditional bank incumbents and technology entrants in the disrupted world of financial...
Can Fintech Firms Afford To Ignore The Importance Of Marketing?
3 Feb 20
The success of neobanks has raised challenges amongst the fintech industry.
Why rebranding as an STO won't be enough to win back trust
23 Jan 20
Many large institutions and individuals are interested in the benefits that Security Token Offerings (STOs) could bring to Asia.
The New Normal: how digital forces will upend banking in Asia
22 Jan 20
In the past 12 months, we witnessed a range of companies racing to qualify for a spot among Singapore’s first digital banks, mirroring what...
What you must know about sustainable banking activities in Bangladesh
9 Jan 20
Sustainable banking is getting momentum in developing countries and Bangladesh has been one step ahead now by initiating particular sustainable...
Why digital banks are the future of financial inclusion in emerging markets
19 Dec 19
As digital banking proliferates through the developed world, its adoption in emerging markets in Southeast Asia continues to lag.
The future of consumer credit is in AI
5 Dec 19
  Credit cards have long been a key source of unsecured credit for consumers in developed markets.
The machine learning challenge: Why does it matter to banks in Singapore?
13 Nov 19
Understanding the intricacies of global best practices and adapting to it will set machine learning (ML) on a successful course; highly skilled...
Upbeat outlook from Chinese banks' profits masks growing problems for small banks
11 Nov 19
Although growth is decelerating, the performance of Chinese banks has been resilient so far.
Coordination, cooperation, collaboration: Closing the trade finance gap together
11 Nov 19
The trade finance gap is a serious issue that is impacting the health of global trade and business development in many countries across the world...
Non-Performing Assets in India: An analysis over the years
5 Nov 19
The origination of the ongoing crisis of Non-Performing Assets (NPA) in India cannot be attributed to a single event nor can it be confined to a...
Indian Banking: Rappelling down the NPA wall
5 Nov 19
Deteriorating asset quality led to enhanced provisioning, reduced profitability and a subdued capital position has created a challenging...
Building a robust model risk management framework in financial institutions
5 Nov 19
With increasing volumes of data, and the introduction of Artificial Intelligence (AI) and Machine Learning (ML) technologies, models are at the...
How can banks WOW the next generation of wealth?
23 Oct 19
Some might still perceive millennials as a generation of teenagers obsessed with avocado toasts and fancy festivals.
Harnessing technology to optimise Asian trade
17 Sep 19
In a period of uncertainty for global trade, fuelled by protectionism and increasing concerns regarding a potential US-China trade war, the...
China's dual banking system: consolidation as the final solution to weak small banks
17 Sep 19
The latest bailout of Bank of Jinzhou shows the intervention by the People's Bank of China (PBoC) on Baoshang Bank was not an isolated event....
Tech disruptors' raid on banks: How can banks fight back?
17 Sep 19
Traditional banks are under fierce rivalry from new competitors, both big tech companies and smaller fintech start-ups.
Investment Made Easy - LINE Securities, a New Mobile Investment Service in Japan
17 Sep 19
The Emerging Mobile Investment Service Launched in Japan LINE Corporation launches the LINE Securities, a mobile...
Digital financial services in Japan: What digital consumers want
13 Aug 19
Digital innovation initiatives are gathering speed at financial institutions around the world.
Japan Kicks Off Reiwa Era's Payment Infrastructure, Part 2: BOJ-NET
2 Jul 19
The first section of this two-part commentary was published...

Sign Up For Newsletter

 

Follow Us