Commentary

Open APIs threats
19 Nov 18
Security measures and user protection From a systems perspective, open APIs mean that a new communications path is being...
Asia to lead the 21st century through financial inclusion and data-driven banking
1 Nov 18
With over $3.8b invested in Asia’s fintech ecosystem in 2017 and the emergence of a bouquet of services such as insurtech, Internet of...
An Asia perspective: A bank branch for the digital age
1 Nov 18
The bank branch as we know it, with tellers behind windows and bankers huddled in cubicles with desktop computers, needs reinvention.
The IBOR transition: A certainty, not a choice
1 Nov 18
As the pace of global regulatory change increases, it is clear that the Inter-Bank Offered Rates (IBORs) of major currencies will evolve or that...
Riding the waves of opportunities: Asia to spur infrastructure growth
1 Nov 18
Urbanisation, together with population growth, is expected to add another 2.5 billion people to urban areas around the world by 2050, according to...
How to approach open APIs: Threats and oppotunities
31 Oct 18
Returning to a global perspective, both US and European open API trends, as well as regulatory and market participant responses, are valuable...
Time for Hong Kong to embrace higher rates, and perhaps lower asset prices
4 Oct 18
With HKMA and major Hong Kong banks increased their base lending rate on September 27, Hong Kong has finally embraced higher rates after twelve...
Time to go back to basics for the Australian banking industry
25 Sep 18
Stirring beneath the Banking Royal Commission and amplified by the recent interest rate hikes is a sense of agitation amongst the Australian...
The future of financial crime compliance
10 Sep 18
The global financial services industry including Asia is being plagued with the pervasive nature of financial crime and the ever-changing typology...
Why risks remain for Asia's top banks
24 Aug 18
Asia’s banks have been in a sweet spot this year: operating performances, asset quality, and credit quality are all relatively stable, and...
Pricing, discounting, and negotiation to maximise profitability
22 Aug 18
Increased competition and rising costs are forcing private banks globally and in Asia to focus more on profitability and less on volume growth....
How banks can prepare for the worst
22 Aug 18
Why do banks in Asia and the rest of the world have so much trouble managing operational risk?
Goodbye deleveraging: Fiscal and monetary expansion to support growth in China
20 Aug 18
Against very clear headwinds due to the trade war and decelerating investment, China's State Council has unveiled plans to take a more...
Paths to overcoming the trap: Digital transformation as an opportunity
13 Jun 18
The topic being discussed most nowaday is “Opportunities and Challenges of Digital Transformation in Southeast Asia”.
Human-machine collaboration could be a big boon for financial firms, if only they fully embrace it
12 Jun 18
Artificial intelligence has been a topic of conversation and a part of business for years, from rogue robots in movies to neural networks that...
Alternative payment providers position for growth in Indonesia
25 May 18
When it comes to growth opportunities for digital payments, Indonesia is in a league of its own.
Open API is just the beginning
4 May 18
It might seem as though vertical division of labor and horizontal disintegration have already proliferated enough.
Amazon's big plunge into banking
23 Apr 18
Banks that focus on customers over products have the best shot at standing up to Amazon's juggernaut when it steams into their market.
The biggest challenges Southeast Asian banks are facing today
19 Apr 18
Banking executives today not only have to deal with running the bank, but also transforming it to grow in a sustainable manner.
Open API banking: New framework, threats, and opportunities in Japan and APAC
5 Apr 18
In general, an API refers to a technical specification for operating a specific program by another program, and it defines command statements (...
Global asset managers in China: Opportunities arising from structural reform
4 Apr 18
This is now an inflection point for foreign asset managers as China vows to allow foreign players to take controlling stakes and operate...
Time to face the future: The regulatory outlook for Asia-Pacific banks
9 Mar 18
As we move into 2018, Asia-Pacific banks are facing a range of challenges — from implementing Basel III reforms and keeping pace with...
China's “matryoshka” approach for debt-to-equity swaps could be good for banks, but bad for investors
8 Mar 18
Chinese banks seem to have made meaningful progress in the resolution of problem loans.
Banking in the digital era: Challenges and opportunities
5 Mar 18
Banking is considered by most as the business of money.
Unlocking growth in ASEAN's digital economy: The time is now
23 Feb 18
In just decades, digital advancement has enabled technology to shift from being a business enabler to being THE business.
Digital transformation: Digital framework in banking
9 Feb 18
In the banking sector, we take a broad view of digital—one that transcends new apps and the deployment of new and different channels....
Digital transformation: Strive for frictionless in processes and organisations
9 Jan 18
Banks need to narrow the distance with customers, to offer them an array of contact points, and to better understand their behavior and needs.
Chinese banks' improved asset quality cannot hide other phantoms
9 Jan 18
Robust economic growth and, especially, higher industrial prices have pushed up Chinese corporates’ profits since 2016.
5 key lessons for Asian banks' BCBS 239 compliance journey
4 Dec 17
Since the BCBS 239 principles on risk data aggregation and risk reporting were published by the Basel Committee in 2013, globally systemically...
Cooler and techier: Is it time to take another look at the contact centre?
16 Nov 17
The rapid advance of technology has created the impression that the entire banking industry will soon be digitised.
How Asia Pacific financial markets can get the most from distributed ledgers
16 Oct 17
With all the noise surrounding distributed ledger technology (DLT), you’d expect participants in financial markets in Asia Pacific and...
Moving from “Fin” to “Tech”: Five key success factors in future China fintech
16 Oct 17
Chinese fintech has caught the eyes of investors around the world with its explosive growth in the past half-decade.
Chinese banks: An endless cat and mouse game benefitting large players
25 Sep 17
When one door closes, another one opens up.
The future of risk in financial services
20 Sep 17
The regulatory and business environments have become more volatile and unpredictable.
The risk and compliance function of the future
20 Sep 17
Asian banks have seen an exponential growth in regulatory requirements in recent years, including a greater focus on consumer protection, market...
Seeking growth amidst disruption
20 Sep 17
Asian banks are focussed on finding growth under the current market conditions, which present opportunities in terms of new areas of business...
Digital transformation: A new shape of core banking
19 Sep 17
Customer expectations for financial and banking services are rising at an ever faster rate.
Digital transformation of the securities industry in Japan and Asia
7 Feb 17
Industries across the board are undergoing structural change.
China banks in 2017: No rebound in sight, rising risks for smaller banks
1 Feb 17
China bank risk is on the rise.
From paper to plastic: A look at India's demonetisation
20 Jan 17
As millions of people from rural India march into the cashless world, India could face a credit card crisis as early as 2019.

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