Lending & Credit

Malaysian banks earnings slipped 0.5% in Q1
13 Jun 19
The sector’s pre-provision operating profit is at its lowest since Q1 2017.
Chinese banks' loan growth up 15% to $170.7b in May
13 Jun 19
It was lower compared to the $180b worth of new loans expected by analysts.
Which Asian banks have the freest credit line for POEs?
11 Jun 19
China is lagging behind with share of POE bank loans just at 26%.
Singapore banks' bad loan ratio to hit 1.7% by 2020
7 Jun 19
Blame higher delinquencies from SMEs and non-financial firms.
Here's why Indian shadow banks are looking overseas
4 Jun 19
They have already clinched more than $2b worth of overseas bonds and loans in 2019.
Tougher mortgage rules await smaller Korean banks
31 May 19
The scheme is an attempt to help stabilise home prices.
Mitsubishi UFJ Financial Group to cease coal financing
21 May 19
The banking group added forestry, palm oil and coal mining to its restricted transactions list.
OCBC's profit up 11% to $900m in Q1
10 May 19
Non-interest income surged 24% to $1.12b.
Chart of the Week: Malaysian banks' bad loan ratio down to 1.46% in March
8 May 19
Non-residential property loans were the only segment with deteriorating asset quality.
P2P lender Blend PH targets nearly $20m portfolio by 2021 in financial inclusion push
6 May 19
The platform has attracted millennials, housewives, and overseas workers that have been investing as low as $96 at 8-30% per annum.
Singapore banks turn to corporates for loan boost as mortgages weaken
3 May 19
Housing loan limits granted in Q1 fell to its lowest since Q4 2015 around $5.36b.
Chart of the Week: Indian banks' credit growth hit 13.2% in mid-April
30 Apr 19
Deposits grew by 10%.
Philippine banks tighten credit standards in Q1
30 Apr 19
SMEs, corporates and households saw tighter credit access.
Chinese megabanks hit ‘modest' profit growth in Q1
30 Apr 19
New loans reached a record amount of $862.89b.
RHB targets extending $7.5b in SME loans by 2021
26 Apr 19
The bank has approved $1.74b in SME financing in 2018.
Chinese banks' small business loans up 17% in Q1 as stimulus kicks in
26 Apr 19
Banks achieved 55% of their annual targets for small companies.
Hong Kong regulators calls on Chinese banks to review opaque lending rules
26 Apr 19
It singled out an unnamed Chinese lender that engaged in share pledging.
Chart of the Week: Japanese banks' real estate loans hit record high as risk appetite grows
24 Apr 19
Loans to the real estate sector as a share of GDP hit 14.4% in late 2018.
Indian banks grapple with $10m liquidity crunch
24 Apr 19
Lower government spending and higher cash withdrawal contributed to the deficit.
Maybank kills collaboration agreement with Tuaspring and Hyflux
22 Apr 19
It will appoint receivers and managers over the assets of Tuaspring, save for its desalination plant and shared infrastructure.
Chart of the Week: Chinese P2P players halved in 2018 amidst tougher regulations
10 Apr 19
Active P2P investors also fell 45.2% to 2.3 million.
Embattled Vietnamese banks take refuge in foreign investments
5 Apr 19
Japan-based J Trust Corp will buy a stake in Construction Bank for an undisclosed amount.
India could impose bad debt resolution rules on state banks: report
4 Apr 19
Lenders are hit with a total bad debt of $146b.
Chinese megabanks caution against bad loans as year-end profits take hit
2 Apr 19
Lenders also sharply increased provisions for future bad debt.
Australian banks blame tighter credit checks for home loan decline
28 Mar 19
Applications dwindled despite unchanged loan success rate.
Indonesian banks' bad loan ratio down to 2.4% in 2018
26 Mar 19
The decline comes in spite of recent domestic rate hikes.
Vietnam drafts rules urging lenders to settle bad loans before dividend payouts
26 Mar 19
The rules will apply to credit institutions and not to state-owned commercial banks.
Delayed accounting rules bring reprieve to debt-ridden Indian banks
25 Mar 19
State banks would have to raise $16b in provisions in Q1 if the rules kicked into effect.
Soured debt outpaces growth of Philippine bank loans in 2018
20 Mar 19
Bad loans grew 16.17% even as total loans rose 13.6%.
Indonesia's 88 fintech lenders see opportunity in US$70b credit gap
19 Mar 19
With average loan sizes of US$35,000-200,000, farming remains the main opportunity.
Deutsche Bank establishes bad-loan buying unit in India
18 Mar 19
More than 29 asset reconstruction companies have been set up after 2002.
Japan tightens profitability rules on struggling regional banks
18 Mar 19
Underperforming lenders may be requested to close down branches.
Singapore banks' credit costs to rise 5bp in 2020
18 Mar 19
The IFRS9 will require banks to set aside for anticipated losses.
Vietnamese banks urged to stem rapid lending
14 Mar 19
The loan growth of commercial banks hit 17-18% on average.
Chinese banks urged to ramp up lending to rural businesses
12 Mar 19
Outstanding loans to rural areas already hit $4.91t in 2018.
IDBI Bank puts up $1.4b of bad loans for sale
11 Mar 19
It holds the unenviable distinction as the bank with the worst-bad loan ratio.
Chinese banks' record-high lending boost only short-term gains
8 Mar 19
Short-term loans surged 57.8% in January whilst mid- and long-term loans only rose 5.3%.
Central Bank of India puts up $468m worth of bad loans for sale
6 Mar 19
Interested parties should submit an EOI and sign non-disclosure agreements for an e-auction on 20 March.
Philippine banks' loan growth cools down to 15.7% in January
4 Mar 19
Household loan growth slowed to 12.7% in January from 13.6% the previous month.
Bank-backed online loan approval platform in India plugs SME funding gap
4 Mar 19
Since its launch in November 2018, the platform approved loans worth $4.23b.

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Jul 18
ABF Wholesale Banking Awards 2019
Singapore
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