Lending & Credit

ZA Bank’s Rate Watch offers $114 for lower interest proof

Users can still receive up to $24.20 even if a loan application is unsuccessful.

Taiwanese banks extended $169.21m in SME loans in October

Loans extended to SMEs accounted for 64.2% of total loans.

Brace for ‘volatile’ credit conditions in APAC for 2025: expert

Lenders may turn more risk-averse and seek higher premia.

South Korean industrial lending rises by $12.14b in Q3 2024

Lending for working capital rose by $2.16b (KRW 3.1t).

China’s new yuan loans to have almost doubled in Nov: report

Banks are estimated to have issued $136.02b in new yuan loans.

Japanese banks see loans and deposits rise in November

Foreign banks saw their total yen-denominated loans jump 25.2% YoY.

Banks to face trade tensions, tariff-linked policy shifts, and property woes in 2025

The still-high interest rates might push banks’ credit losses to increase by 7% in 2025.

China, Philippine banks most impacted with rate cuts: Fitch

Their net interest margins are likely to decline until fiscal year 2026.

Chinese banks see improved earnings in Q3

Interest income and fee income declines narrowed.

HDFC Bank teams up with Pennant to offer quicker loan processing

HDFC will be able to quickly launch new loan products, amongst others.

India’s Navi Finserv now allowed to sanction, disburse loans

The central bank said that it is satisfied with Navi Finserv’s revamped processes and systems.

Siam Commercial Bank inks MOU with Thailand Privilege Card

It will provide financing and investment services to card members.

South Korea tightens liquidity rules as market improves

The banking sector’s liquidity coverage ratio will be rolled back to 100% in 2025.

Philippine bank loans up 10.6% in October

Consumer loans grew by 23.6% in the same month.

MUFG Bank sells 25% stake in Home Credit PH for JPY26.5b

Security Bank, which is 20% MUFG-owned, is buying the HCPH stake.