Lending & Credit
BSP approves releasable capital buffer to keep lending in downturns
BSP approves releasable capital buffer to keep lending in downturns
The PN-CCyB designates 1.5% of banks’ CET1 as a releasable buffer.
1 day ago
BNPL market to hit $1.6t by 2034 on e-commerce and smartphone surge
The interest-free BNPL segment is expected to hit a CAGR of 23% through 2034.
2 days ago
Mizuho Bank to become major shareholder of Rakuten Bank
Rakuten Bank may acquire corporate loans originated by Mizuho Bank, amongst others.
2 days ago
Australia fines Snaffle A$33.5m as 38,000 contracts overcharged
Snaffle’s pricing charged between 88% and 103% in rates, over the 48% rate cap.
3 days ago
Australia rate hikes may slow lending at major banks
Refinancing activity could rise as borrowers search for cheaper mortgages.
3 days ago
SMBC, Fujitsu and SoftBank build platform to slash $31b in health costs
They will create new businesses to streamline costs of prescriptions and treatments.
4 days ago
Taiwanese banks’ SME lending rises $3.38b in March: FSC
NPL ratio rose 0.01 percentage points compared to February.
4 days ago
Vietnam and Thailand NBFIs most exposed to energy shocks: Fitch
NBFIs in India and Indonesia face higher funding costs as currency depreciates.
5 days ago
Japanese megabank deposits lag loans as funding gap threatens lending capacity
M&A involving Japanese companies rose 8.8% in 2025.
Philippine bank lending accelerates to 10.7% in March on business demand
Consumer loans grew at a slightly slower pace on less motor vehicle and salary loans.
Philippine bank lending surges 11.7% to $281b by end-2025
Loan loss coverage ratio coverage is 97.2%.
Manappuram banks on gold for growth but target "aggressive": CreditSights
Gold lifted loans in both its parent firm and microfinance industry.
Malaysia's Q1 loan growth set to stall as businesses turn cautious
Banks’ loan loss provisioning is also expected to rise between $203.82m to 1b in Q1 2026F.
CIMB's Thai auto sale frees $331.21m and improves profitability
CIMB Thai has been a drag to its parent company.
BNI's 20.1% loan growth masks weakening private-sector demand
Wholesale segments are lifting up BNI’s loans.
Nonbank finance, AI and war top APAC financial institutions’ risks in 2026
A protracted war could raise their credit losses by 25% or $180b, S&P warned.
Fusion Bank’s loans double in 2025 on mainland firms’ overseas ambitions
Its commercial loan balance rose to HK$2.3b, it said.
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