Lending & Credit

9 Aug 18
BOC (Hong Kong), HSBC and Hang Seng Bank raised rates by 10bp.
9 Aug 18
Nonperforming loans have spiked after the 2014-2016 commodities downturn.
8 Aug 18
DBS gained the largest market share but has least mortgage exposure.
31 Jul 18
He will report to Sergio Morita, head of AFG syndication & distribution.
26 Jul 18
Banks are struggling to recover around $20b of loans from developers.
25 Jul 18
The downturn may even offset the strong performance of household loans.
23 Jul 18
State firms could end up forcing mergers or share capital injections.
20 Jul 18
The latest capital infusion aims to enable banks to build capital buffers.
18 Jul 18
Consumer gross impaired loan ratio has plunged to a historical low of 1%.
16 Jul 18
Trailing only behind Italy, the country has a bad loan ratio of 11.6%.
11 Jul 18
The central bank earlier scrapped the 15% required downpayment for first-time home buyers.
10 Jul 18
Some banks have been reportedly scrapping fixed deposit linked packages in favor of Sibor pegged packages.
9 Jul 18
This comes as a welcome development amidst slower loan growth.
6 Jul 18
Analysts believe banks should be willing to extend loan terms to support this development.
6 Jul 18
Nonperforming loans in property may hit 1.5% in 2018.
4 Jul 18
Surging bad loans pushed CAR down from 11.8% in 2016 to below 1% by end-June.
3 Jul 18
Maintaining credit quality is no problem for the city’s top lenders.
3 Jul 18
Fintech and big data will be used in assessing loan applications.
2 Jul 18
The German lender is hoping to generate massive returns by refinancing and trading debt.
27 Jun 18
Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.
21 Jun 18
Soured loans in the sector are estimated at $26.4b.
21 Jun 18
NPL ratio also rose from 1.75% to 1.9%.
15 Jun 18
This represents a slightly faster expansion than the previous months.
13 Jun 18
Sustained expansion in household debt pose risks to the sector’s stability.
11 Jun 18
The banking sector is burdened by over $141b in stressed assets in 2017 alone.
7 Jun 18
There was an uptick in mortgage loans overdue for more than 90 days.
6 Jun 18
The bulk of PRC lending is geared towards lower credit quality firms like SMEs.
5 Jun 18
The government-encouraged pivot comes at a risk of low returns for the lenders.
5 Jun 18
Credit costs rose from 2.5% to 4.3% of loans on average at state banks.
4 Jun 18
Foreign funds Oaktree and Varde Partners are hoping to cash in on the trend.
1 Jun 18
Some banks have been reportedly offering loans with steeper loan-to-value ratios.
30 May 18
The staggering loss impacts the future lending ability of banks.
25 May 18
Half of the embattled firm’s debt come in the form of unsecured bank loans.
25 May 18
Shadow banking growth virtually stopped new contributions to total social financing.
22 May 18
Gross NPAs climbed from 8.93% in September to 10.14% in March.
22 May 18
The sector bore $16.03b in bad loans as of end-March.
18 May 18
NPLs for the ‘Big Five’ largely fell whilst those for smaller rural commercial banks rose to 3%.
17 May 18
The ratio of the country’s banking sector to the Mainland also fell.
16 May 18
New NPL formation dropped to 66.4% of total bad loans in 2017.
15 May 18
The government is doubling down on the country’s bad debt.