Lending & Credit

Maybank kills collaboration agreement with Tuaspring and Hyflux
22 Apr 19
It will appoint receivers and managers over the assets of Tuaspring, save for its desalination plant and shared infrastructure.
Chart of the Week: Chinese P2P players halved in 2018 amidst tougher regulations
10 Apr 19
Active P2P investors also fell 45.2% to 2.3 million.
Embattled Vietnamese banks take refuge in foreign investments
5 Apr 19
Japan-based J Trust Corp will buy a stake in Construction Bank for an undisclosed amount.
India could impose bad debt resolution rules on state banks: report
4 Apr 19
Lenders are hit with a total bad debt of $146b.
Chinese megabanks caution against bad loans as year-end profits take hit
2 Apr 19
Lenders also sharply increased provisions for future bad debt.
Australian banks blame tighter credit checks for home loan decline
28 Mar 19
Applications dwindled despite unchanged loan success rate.
Indonesian banks' bad loan ratio down to 2.4% in 2018
26 Mar 19
The decline comes in spite of recent domestic rate hikes.
Vietnam drafts rules urging lenders to settle bad loans before dividend payouts
26 Mar 19
The rules will apply to credit institutions and not to state-owned commercial banks.
Delayed accounting rules bring reprieve to debt-ridden Indian banks
25 Mar 19
State banks would have to raise $16b in provisions in Q1 if the rules kicked into effect.
Soured debt outpaces growth of Philippine bank loans in 2018
20 Mar 19
Bad loans grew 16.17% even as total loans rose 13.6%.
Indonesia's 88 fintech lenders see opportunity in US$70b credit gap
19 Mar 19
With average loan sizes of US$35,000-200,000, farming remains the main opportunity.
Deutsche Bank establishes bad-loan buying unit in India
18 Mar 19
More than 29 asset reconstruction companies have been set up after 2002.
Japan tightens profitability rules on struggling regional banks
18 Mar 19
Underperforming lenders may be requested to close down branches.
Singapore banks' credit costs to rise 5bp in 2020
18 Mar 19
The IFRS9 will require banks to set aside for anticipated losses.
Vietnamese banks urged to stem rapid lending
14 Mar 19
The loan growth of commercial banks hit 17-18% on average.
Chinese banks urged to ramp up lending to rural businesses
12 Mar 19
Outstanding loans to rural areas already hit $4.91t in 2018.
IDBI Bank puts up $1.4b of bad loans for sale
11 Mar 19
It holds the unenviable distinction as the bank with the worst-bad loan ratio.
Chinese banks' record-high lending boost only short-term gains
8 Mar 19
Short-term loans surged 57.8% in January whilst mid- and long-term loans only rose 5.3%.
Central Bank of India puts up $468m worth of bad loans for sale
6 Mar 19
Interested parties should submit an EOI and sign non-disclosure agreements for an e-auction on 20 March.
Philippine banks' loan growth cools down to 15.7% in January
4 Mar 19
Household loan growth slowed to 12.7% in January from 13.6% the previous month.
Bank-backed online loan approval platform in India plugs SME funding gap
4 Mar 19
Since its launch in November 2018, the platform approved loans worth $4.23b.
Bad loans haunt Singapore banks as asset quality risks mount
28 Feb 19
The NPL formation of OCBC and UOB rose by 137bp and 94bp respectively in Q4.
Indian shadow banks face cash crunch as developer defaults mount
26 Feb 19
Cash-short developers have to repay around $18.15b in outstanding debt.
India's Allahabad Bank seeks clearance to transfer bad loans from Hong Kong unit
25 Feb 19
It aims to sell its lone overseas branch in Hong Kong.
Chinese banks' new loans hit record high at $477b in January
19 Feb 19
Regulators have encouraged banks to lend more to firms hit by the deleveraging.
Philippine banks agree on $410m debt-equity swap to save troubled Hanjin
18 Feb 19
The five creditors have agreed to swap debt for shares in the parent firm.
China's shadow banking sector to shrink to half of GDP in 2019
15 Feb 19
Lenders have been shifting to on-balance sheet activities.
Bad loans threaten Philippine banks amidst steep interest rates
14 Feb 19
Soured assets held by Philippine banks hit $430m in November 2018.
Indian banks make headway in denting bad debt in Q3
14 Feb 19
The growth of gross NPAs fell to 8.4% from 30.4% the previous year.
Struggling Chinese firms to lift Hong Kong banks' classified loan ratio to 0.75% by 2019
14 Feb 19
The number of defaults quadrupled to hit a record $17.68b in 2018.
Thailand braces for fresh wave of bad loans as property market cools
13 Feb 19
Retail mortgage NPLs account for 16.6% of systemic bad loans and 25.9% of total loans.
Chart of the Week: Vietnamese banks are downplaying their problem loans
13 Feb 19
Vietinbank, for instance, reports an NPL ratio of 1.4% but the true figure is at least 3%.
Krung Thai Bank's bad loan ratio could fall to 4% in 2019
11 Feb 19
The bank is in the process of resolving one big corporate NPL.
Vietnam hammers hard on bad loans as banks clear $6.42b in soured assets in 2018
6 Feb 19
This brings the bad loan ratio to 1.89% in 2018 from 1.99% in 2017.
Chinese banks' property loan growth slows to 20% in 2018
28 Jan 19
About $3.82t went to individual purchasers.
Singapore mortgages slow sharply as sentiment sours
28 Jan 19
Home loan growth slowed to 1.9% in January-November 2018 from 4.2% in 2017.
Will India's banks sink under weight of the country's worst water crisis?
24 Jan 19
Roughly 40% of banks' gross credit exposure are in sectors with significant water risks.
Chart of the Week: Singapore mortgage loans to grow 3% in 2019
23 Jan 19
The cooling measures will temper borrowing activities.
Are Chinese banks put to risk as government calls to rev up POE lending?
18 Jan 19
The bad loan ratio of select sectors hit 4.7% compared to the 1.7% industry average.
Philippine banks can weather their largest corporate default
16 Jan 19
The combined loan exposure of Korean shipbuilder Hanjin to its five creditors is at $412m.

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