Lending & Credit

South Korean banks' loan delinquency rate flat in November
18 Jan 21
Compared to November 2019, delinquency rate is down 0.14 percentage points.
South Korean banks' household loans hit $896b in 2020
18 Jan 21
This was pushed by a sustained rise in mortgage loans.
China to let commercial banks sell bad loans: report
13 Jan 21
As much as $155b of non-performing personal loans could be offloaded.
Korea Development Bank issues $1.5b bonds to foreign investors
13 Jan 21
The lender said it floated the bonds at the lowest interest rates ever.
Japan bank loans hit record high as firms brace for pandemic strains
12 Jan 21
Outstanding loans reached $5.5t in December, 6.2% higher than last year.
New property loan rules a positive for China's banking sector: Moody's
8 Jan 21
It will help steer banks’ credits towards companies with stronger balance sheets.
Hong Kong's mortgage loans up 7.4% in November 2020
5 Jan 21
The number of mortgage applications rose to 11,375 during the month.
Philippine bank RCBC to stop financing coal plants
15 Dec 20
It is the fourth ASEAN bank that has announced plans to do so.
Indonesian finance and leasing firms headed for gradual recovery in 2021
2 Dec 20
An improving economy should support better loan recoveries.
Singapore bank loans down for fifth straight month
1 Dec 20
Demand-supply conditions for loans remains soft going into Q4, says OCBC Treasury Research.
South Korean banks' profits in jeopardy with interest rates still low
26 Nov 20
The Bank of Korea is expected to continue its low interest rate policy well beyond 2021.
P2P lending platform Rai Capital launches in Cambodia
26 Nov 20
It can onboard investors outside of the country.
Indonesian banks repel central bank pressure to cut lending rates
26 Nov 20
The sector claims clients don't want to borrow in the first place.
Thailand's KBank, Central JD Fintech launch one-stop digital loan app
26 Nov 20
They expect around 100,000 loan applications to be approved by 2021.
Japan's banking giants see profits drop as they buff up against bad loans
24 Nov 20
Capitalization remains under pressure for UFG, SMFG, and Mizuho.
Ant Group's IPO fiasco signals stricter fintech regulation in China: S&P
17 Nov 20
The regulators’ proposed new draft rules may curb rapid growth of online micro-lenders.
South Korea mulls tightening rules on overdrafts: report
10 Nov 20
Household debt reached a record high of $1.47t in June.
China microlending sector faces major overhaul as regulators tighten rules
9 Nov 20
'Capital-light' business models might change as the capital and leverage requirement is reformed.
Singapore's financial institutions launch SME debt restructuring programme
3 Nov 20
SMEs may apply for the support scheme until June 2021.
One in three Singaporeans took out a personal loan in the past 12 months: study
28 Oct 20
The need to pay for basic expenses are one in 10 locals to take out a loan.
HDFC Bank to outperform Indian peers in earnings, growth
20 Oct 20
It will see further growth by tapping in on underserved retail, SME borrowers.
Indian shadow banks' recovery face setback as liquidity, debt weaken
20 Oct 20
As a result, the central bank unveiled additional stimulus measures in October.
New Zealand's climate reporting policy to impact banks minimally: Fitch
20 Oct 20
Agricultural loans, comprising 13% of sector loans, will come under crutiny.
How Spenmo helps businesses secure direct loans
16 Oct 20
The platform also allows merchants to effectively manage expenses.
APAC banks' problem loans to double by 2022: Moody's
12 Oct 20
India and Thailand are the most vulnerable.
China's shadow banking credit growth to slow in H2: Moody's
30 Sep 20
The upcoming lower interest rates on informal lending will kick on growth prospects.
APAC provisioning levels to remain elevated until 2021: Fitch
30 Sep 20
Annualised credit costs of 79 APAC banks averaged 1.26% of gross loans in H1.
DBS, ICBC grants $200m SORA-pegged loan to agribusiness Olam
29 Sep 20
It is Singapore’s first club loan pegged to SORA, says DBS.
OCBC prices its $145.5m capital securities at 3% pa
25 Sep 20
It is part of the bank’s $30b Global Medium Term Note Program.
China's MSE loan programme to strain banks' profitability
16 Sep 20
The banking system is expected to extend $420b in new loans to micro and small businesses.
Chart of the Week: Chinese banks' loan growth slows to 13% in August
15 Sep 20
New loans have reached about $2.1b for the first eight months of 2020.
Indian banks now face less risks from corporate loans
9 Sep 20
Current performing loans can now better handle stress.
South Korean banks' credit loans hit $105b in August
3 Sep 20
Consumers rushed to buy apartments or to simply make ends meet.
New measures spur Thai financial institutions to restructure debts
3 Sep 20
It will cut the amount of reserved provisions, but lower future interest income.
South Korea's corporate loans jump to $1.12t in Q2
3 Sep 20
This is the largest amount on record for a second quarter period.
Chart of the Week: Singapore system loans up 0.9% in July
1 Sep 20
This was driven by a 1.9% growth in business loans.
South Korean banks' vulnerability intensifies amidst renewed pandemic onslaught
27 Aug 20
The new outbreaks could lead to an extension of relief loans, which will weigh on profits.
Digital credit scorecard developer CredoLab nabs $7m funding
26 Aug 20
The fintech said that it has powered almost $2b loans since 2016.
DBS tops Bloomberg Asia's green loans league tables
26 Aug 20
The bank extended $1.36b in green loans in eight deals from January-August.
South Korea passes new law on P2P lending
26 Aug 20
Lenders are required to have a capital of at least $421,000.

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