Lending & Credit

India's weakened banking sector awaits stronger credit growth as it tucks bad loans away
12 Dec 18
From 4.7% in end-2016, loans booked double-digit growth of 14.9% in November.
Chart of the Week: Australia and Hong Kong banks hit by negative property sentiment
12 Dec 18
The decline in property prices may drive loan impairments up.
Indonesian banks refuse to pass rate hike burden to consumers
4 Dec 18
Borrowing costs remain low as lenders hope to stoke consumption.
Korean banks' bad loan ratio falls below 1% in Q3 for first time in a decade
4 Dec 18
Shipping corporates are making good headway in the crackdown.
China's shadow banking sector shrunk to $9.02t in January-September
3 Dec 18
Trust loans and entrusted loans dropped sharply.
Chinese commercial banks' bad loan ratio to hold below 1.9%
23 Nov 18
It already hit 1.87% in Q3.
Korea's shrinking bad loan record at risk as SOHO loans turn sour
5 Nov 18
Such loans accounted for a fifth (22%) of total bank lending as of end-June.
South Korea cracks down on bank lending to cool housing market
5 Nov 18
Banks must cap the volume of high-risk loans they extend.
UOB to support Shandong-based firms' Southeast Asian expansion with $432.47m funding
23 Oct 18
It inked a memorandum of understanding with Chinese conglomerate Shanghai Qilu.
Thai banks brace for blow from tighter mortgage curbs
22 Oct 18
The central bank imposed an 80% loan-to-value limit on mortgages.
Weak take-up for Singapore's Tuaspring bid may hit Maybank hard
5 Oct 18
The bank may make additional top-up in provisions as required.
Vietnamese banks continue shedding bad debt in June
2 Oct 18
Non-performing loan ratio has fallen to 6.7%.
Chinese banks speed up half-year bad loan disposals
25 Sep 18
Their non-performing loan ratios have dropped to 1.53% in June.
South Korean banks' bad loans plunge to 10-year low in Q2
17 Sep 18
Loan delinquency ratio fell to 1.06% in June.
Vietnamese banks step up bad loan disposal via auction
11 Sep 18
Agribank is planning to hold 12 auctions in September alone.
Steady mortgage lending boost South Korean bank loans to $491.76b in August
7 Sep 18
Residents have been turning to banks as property prices pick up.
Vietnam intensifies crackdown against bad debt
30 Aug 18
Bad loan ratio fell from 2.46% in December 2016 to 2.09% in June.
Westpac joins mortgage hike trend
29 Aug 18
It has become the first big Australian lender to raise its rates.
Weekly Global News Wrap Up: German banks may heighten senior preferred bond sales; US moves to rewrite low-income lending rules
29 Aug 18
And two Kazakh banks just had their licenses revoked.
Asia Infrastructure Investment Bank boosted by bloated project book
22 Aug 18
Project approvals have more than doubled from $2b in March 2017 to $5.3b in July.
Chart of the Week: Malaysian banks bad loans down to 1.59% in June
22 Aug 18
Banks shed bad loans in construction and working capital.
Indian state banks recover $5.23b of bad loans in Q1
20 Aug 18
Bad loan recovery in Q1 for PNB and Indian Bank exceeded that of 2017-18.
Goodbye deleveraging: Fiscal and monetary expansion to support growth in China
20 Aug 18
Against very clear headwinds due to the trade war and decelerating investment, China's State Council has unveiled plans to take a more...
Homeowners to feel pinch as Hong Kong banks hike mortgage rates
9 Aug 18
BOC (Hong Kong), HSBC and Hang Seng Bank raised rates by 10bp.
How are Indonesian banks faring after the bad loan surge of 2016?
9 Aug 18
Nonperforming loans have spiked after the 2014-2016 commodities downturn.
Chart of the Week: How exposed were Singapore banks to mortgages in Q1?
8 Aug 18
DBS gained the largest market share but has least mortgage exposure.
Credit Suisse names Andy Tan as head of syndicate for Southeast Asia
31 Jul 18
He will report to Sergio Morita, head of AFG syndication & distribution.
Overdue property loans deals another blow to weakened Indian banks
26 Jul 18
Banks are struggling to recover around $20b of loans from developers.
Chart of the Week: Will the HSR cancellation dampen Malaysian banks' loan growth?
25 Jul 18
The downturn may even offset the strong performance of household loans.
More bailouts loom as staggering bad loans batter Chinese rural banks
23 Jul 18
State firms could end up forcing mergers or share capital injections.
India set to inject $2b into ailing state banks
20 Jul 18
The latest capital infusion aims to enable banks to build capital buffers.
Chart of the Week: Malaysian banks' bad loans down to 1.6% in May
18 Jul 18
Consumer gross impaired loan ratio has plunged to a historical low of 1%.
India's bad debt burden is the second worst globally
16 Jul 18
Trailing only behind Italy, the country has a bad loan ratio of 11.6%.
How will looser mortgage rules weigh down on Indonesian banks?
11 Jul 18
The central bank earlier scrapped the 15% required downpayment for first-time home buyers.
Higher mortgages loom as Singapore banks move to offset dismal lending
10 Jul 18
Some banks have been reportedly scrapping fixed deposit linked packages in favor of Sibor pegged packages.
Cooling measures to improve Singapore banks asset quality
9 Jul 18
This comes as a welcome development amidst slower loan growth.
Indonesia's loan growth will receive little boost from lower LTV regulation
6 Jul 18
Analysts believe banks should be willing to extend loan terms to support this development.
Chinese banks face risk from surging bad loans in real estate
6 Jul 18
Nonperforming loans in property may hit 1.5% in 2018.
Guiyang Rural Commercial Bank capital wiped out after tightening loan rules
4 Jul 18
Surging bad loans pushed CAR down from 11.8% in 2016 to below 1% by end-June.
Hong Kong banks' bad loan ratio improves to 0.52% in 2017
3 Jul 18
Maintaining credit quality is no problem for the city’s top lenders.

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