Lending & Credit

Homeowners to feel pinch as Hong Kong banks hike mortgage rates
9 Aug 18
BOC (Hong Kong), HSBC and Hang Seng Bank raised rates by 10bp.
How are Indonesian banks faring after the bad loan surge of 2016?
9 Aug 18
Nonperforming loans have spiked after the 2014-2016 commodities downturn.
Chart of the Week: How exposed were Singapore banks to mortgages in Q1?
8 Aug 18
DBS gained the largest market share but has least mortgage exposure.
Credit Suisse names Andy Tan as head of syndicate for Southeast Asia
31 Jul 18
He will report to Sergio Morita, head of AFG syndication & distribution.
Overdue property loans deals another blow to weakened Indian banks
26 Jul 18
Banks are struggling to recover around $20b of loans from developers.
Chart of the Week: Will the HSR cancellation dampen Malaysian banks' loan growth?
25 Jul 18
The downturn may even offset the strong performance of household loans.
More bailouts loom as staggering bad loans batter Chinese rural banks
23 Jul 18
State firms could end up forcing mergers or share capital injections.
India set to inject $2b into ailing state banks
20 Jul 18
The latest capital infusion aims to enable banks to build capital buffers.
Chart of the Week: Malaysian banks' bad loans down to 1.6% in May
18 Jul 18
Consumer gross impaired loan ratio has plunged to a historical low of 1%.
India's bad debt burden is the second worst globally
16 Jul 18
Trailing only behind Italy, the country has a bad loan ratio of 11.6%.
How will looser mortgage rules weigh down on Indonesian banks?
11 Jul 18
The central bank earlier scrapped the 15% required downpayment for first-time home buyers.
Higher mortgages loom as Singapore banks move to offset dismal lending
10 Jul 18
Some banks have been reportedly scrapping fixed deposit linked packages in favor of Sibor pegged packages.
Cooling measures to improve Singapore banks asset quality
9 Jul 18
This comes as a welcome development amidst slower loan growth.
Indonesia's loan growth will receive little boost from lower LTV regulation
6 Jul 18
Analysts believe banks should be willing to extend loan terms to support this development.
Chinese banks face risk from surging bad loans in real estate
6 Jul 18
Nonperforming loans in property may hit 1.5% in 2018.
Guiyang Rural Commercial Bank capital wiped out after tightening loan rules
4 Jul 18
Surging bad loans pushed CAR down from 11.8% in 2016 to below 1% by end-June.
Hong Kong banks' bad loan ratio improves to 0.52% in 2017
3 Jul 18
Maintaining credit quality is no problem for the city’s top lenders.
Hang Seng Bank to use fintech in credit risk assessment by Q4
3 Jul 18
Fintech and big data will be used in assessing loan applications.
Deutsche Bank zeroes in on India's bad loans
2 Jul 18
The German lender is hoping to generate massive returns by refinancing and trading debt.
Chinese banks brace as more reserve cuts loom to boost credit-short SMEs
27 Jun 18
Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.
India eyes stressed management company housing bad loans in power sector
21 Jun 18
Soured loans in the sector are estimated at $26.4b.
Chinese banks bad loans surge to $292.55b in May
21 Jun 18
NPL ratio also rose from 1.75% to 1.9%.
Vietnam bank loans grew 6.16% in May
15 Jun 18
This represents a slightly faster expansion than the previous months.
Chinese bank credit continues to build up despite deleveraging campaign
13 Jun 18
Sustained expansion in household debt pose risks to the sector’s stability.
India mulls creation of asset management company to clean banking sector's bad loans
11 Jun 18
The banking sector is burdened by over $141b in stressed assets in 2017 alone.
Bad loans inch up in Australian banks as mortgage arrears rise
7 Jun 18
There was an uptick in mortgage loans overdue for more than 90 days.
Heightened Mainland lending pose risks to Hong Kong banks after rising 21% in 2017
6 Jun 18
The bulk of PRC lending is geared towards lower credit quality firms like SMEs.
China state banks embrace home rental financing at risk of profit loss
5 Jun 18
The government-encouraged pivot comes at a risk of low returns for the lenders.
Indian banks hammered by rising credit costs amidst portfolio cleanup
5 Jun 18
Credit costs rose from 2.5% to 4.3% of loans on average at state banks.
India's $210b bad debt burden is luring profit-hungry offshore investors
4 Jun 18
Foreign funds Oaktree and Varde Partners are hoping to cash in on the trend.
Thai banks urged to rein in mortgages amidst eager market takeup
1 Jun 18
Some banks have been reportedly offering loans with steeper loan-to-value ratios.
India's public banks hammered by massive $3.81b fraud loss in 2017-18
30 May 18
The staggering loss impacts the future lending ability of banks.
Losses may loom for Singapore banks as water treatment firm Hyflux struggles to stay liquid
25 May 18
Half of the embattled firm’s debt come in the form of unsecured bank loans.
China's entrusted loans plunge 3.5% in January-April as banks shun shadow finance
25 May 18
Shadow banking growth virtually stopped new contributions to total social financing.
Chart of the Week: Check out how much bad loans Indian banks still bear
22 May 18
Gross NPAs climbed from 8.93% in September to 10.14% in March.
Bad loans in India's private banks expand fivefold in past five years
22 May 18
The sector bore $16.03b in bad loans as of end-March.
Are smaller banks bearing the brunt of China's bad loan problem?
18 May 18
NPLs for the ‘Big Five’ largely fell whilst those for smaller rural commercial banks rose to 3%.
Loans by Taiwanese banks in China down to $57.49b in Q1
17 May 18
The ratio of the country’s banking sector to the Mainland also fell.
Chart of the Week: Check out the breakdown of Thai banks' bad loans
16 May 18
New NPL formation dropped to 66.4% of total bad loans in 2017.
Vietnam's loan growth beats new year slump after rising 5% from January to April
15 May 18
The government is doubling down on the country’s bad debt.

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