Banking Technology
Welcome Bank (Rural Bank) unveil e-signature and e-KYC services in loan apps
It eliminates the need for scheduled video calls or a hybrid application process.
Why Asian banks struggle to embed AI in compliance
Institutions cite fragmented infrastructure, manual workflows and skills gaps as barriers.
CIMB tests tokenised sukuk under Malaysia’s digital asset hub
It will evaluate bank-grade tokenisation across issuance, payment, and settlement.
Maybank pilots tokenised ringgit for cross-border payments
The bank aims to pioneer a range of tokenised assets, from Islamic finance to wealth products.
Half of APAC banks hit KYC backlog as manual systems fail
In Singapore, nine institutions were fined a combined $21m for anti-money laundering failures.
ANZ rolls out agentic AI CRM tool that will save bankers 1 month of time
The new CRM consolidates data from 20 different platforms.
Only 1 in 10 banks see AI returns despite $97b spend by 2027
Data fragmentation and governance uncertainty plague most AI adoptions.
APAC BaaS market to reach $5.3b as embedded finance surges 148%
Regional revenue is set to climb from $4.44b in 2025 to over $12b by 2031.
APAC digital banking market to hit $5.12t by 2033
Market Data Forecast projects a 9.43% CAGR through the next decade.
India’s ESAF Small Finance Bank modernises onboarding and lending
It expects to optimise IT costs and see lower licensing costs.
Macquarie Bank launches new AI-powered chat agent
It can answer common customers' questions and requests and escalate to a team member.
Siam Commercial Bank to perform maintenance on international fund transfers
SCB Easy App users will not be able to use the service during this period.
Digital transformation starts with leadership
When employees understand the “why” behind a change, digitalisation becomes a shared journey rather than a top-down mandate.
Banks pour into digital asset infrastructure, Sygnum says
Self custody could shift $300b off platforms by end 2026.
Ant International and Google to soon enable AI checkout in chat
The UCP establishes a common language for agents and systems to operate together.
MUFG deploys real-time anonymization across unstructured data
On-premises processing keeps MUFG data off external clouds
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026