Retail Banking
Philippine National Bank improves profitability on cost management
Philippine National Bank improves profitability on cost management
It has a very high liquidity coverage ratio of 255% as of end-2024.
4 days ago
Security Bank’s buffers decline on loan growth and upcoming stake acquisition
Its capitalisation is expected to fall below 13% in 2025.
4 days ago
Hang Seng Bank, Mastercard launch new multi-currency debit card for businesses
It offers instant debit, secure exchange rates, and free transaction fees.
5 days ago
Chinese state banks’ enhanced policy roles increases support prospects
Banks are expected to log moderate credit growth and no increase in risk appetite.
5 days ago
Indonesian banks face slower loan growth if tariff war escalates
The most severe case would constrain lending and prompt capital preservation.
5 days ago
Airwallex doubles Singapore revenue in 2024
The payments platform grew its headcount by 58% during the year.
5 days ago
Australia’s Big 4 banks to see asset quality ‘moderately’ weaken in 2025
But impaired loans should peak in 2025 then decline in 2026 on falling interest rates.
5 days ago
China’s SOE banks to manage tariff risks and weakening trade
Manufacturing is a problem, but capital raising should help keep dividend payout ratios.
6 days ago
Vietnam’s HDBank has enough cushion against aggressive loan growth, tariff impact
Its NPL ratio remained mostly stable, and ROTA is higher than the market average.
6 days ago
South Korean banks to offer English mobile apps, documents to foreigners: report
The number of foreign banking customers have breached 8 million in 2024.,
6 days ago
Hong Kong rolls out new measures against fraud and mule accounts
The central bank will roll-out an updated platform for banks to exchange information.
Global Top 25 banks market cap up 20.1% to $4.7t; China Big 4, DBS rise
HSBC also recorded a double digit increase in its market cap.
India’s Axis Bank unveils in-app mobile OTP feature
Instead of text messages, clients can get their OTPs via their app.
APAC developed market banks to see limited loan growth, NIM pressures
Hong Kong is expected to see even slower loan growth than other DM markets.
Chinese banks face $341b annual credit losses from tariff strains
Banks’ nonperforming assets are expected to peak at 5.9% in 2026.
APAC emerging market banks to enjoy double digit credit growth: report
China and Thailand will feel the most pressure, especially Chinese banks’ margins.
Security Bank enhances eKYC process in digital app
It has included enhanced fraud detection capabilities, including deepfake prevention.
Commentary
Why high capital levels are a double-edged sword for Singapore banks