Commentary

Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution

The region is amongst the fastest-growing private credit markets globally, albeit from a smaller base.
4 days ago

Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution

The region is amongst the fastest-growing private credit markets globally, albeit from a smaller base.
4 days ago

Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision

HSB collects ground-level fraud signals that are captured in standardised entries. 
4 days ago

Will stablecoins disrupt the banking business?

The response from central banks and regulators worldwide has varied widely. 

Digital transformation starts with leadership

When employees understand the “why” behind a change, digitalisation becomes a shared journey rather than a top-down mandate.

Why APAC banks must rethink their approach to the cost reduction challenge

APAC's fintech market is set to reach $304.55b by 2030, up from $144.87b today.

Thailand backs major conglomerates for digital banks but risks stifling innovation

Did the Bank of Thailand play it too safe by going for large, established conglomerates?

Fighting fraud in the digital banking age

Cybercriminals are exploiting new weaknesses, with digital document forgeries up 244% year-over-year.

Asian banking’s next frontier: Beyond growth, embracing precision

What does “precision” actually mean in the context of Asian banking?

Rethinking cybersecurity: How APAC banks can safeguard against AI-powered threats

As cyber criminals grow more sophisticated, banks must shift their strategy.

Why Singapore’s fast payments need faster protections

APP fraud isn’t your typical cybercrime— it bypasses every traditional defence.

Electronic trading proves its strength in times of volatility

April’s volatility confirmed that electronic trading platforms are not just part of capital markets, but central to their functioning.

Navigating liquidity challenges for VCs in Asia Pacific

Beyond legal restructuring, technology is beginning to play a larger role in addressing liquidity challenges. 

Show, don’t tell: Asian banks need to prove simplification works – here’s how

The choice is clear: simplify or stagnate — the future of Asian banking depends on it.

What kids without wallets can teach us about the future of finance

The next generation isn’t waiting—and neither should we.

What is best practice when setting up an in-house bank?

The first step in setting up an in-house bank is to define its strategic purpose. 

How technology and regulation are reshaping the lending landscape

Asia's lending shifts fast: tech, AI, and regulation reshape how banks compete and lend.