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Commentary News

A closer look at Indonesian banks' declining NIM

Hanel Topada
BY HANEL TOPADA
78 reads

Since reference rate is at its lowest throughout the history, whilst inflation stays low, the banks struggle to earn yield. Read ››

3 areas of growth in investment banking in Singapore

Joel Teo
BY JOEL TEO
251 reads

Investment banking in Asia has been affected by weak earnings forecasts in the profits of targets (thus resulting in fewer large deals), increased capital adequacy regulation from regulators (so less liquidity they can put into deals which results in a reduced risk appetite for deals) and the general weak macro economy. Read ››

What you must know about financial reforms in Taiwan

Eugene Chen 陳仲漁
BY EUGENE CHEN 陳仲漁
140 reads

Financial reform is part of political reform and looks like to be a continuous effort of Taiwanese government. Read ››

Why raising bank capital requirements will help the global economy

Moorad Choudhry
BY MOORAD CHOUDHRY
109 reads

“Basel III” is familiar as the outcome of the financial crash of 2008. Read ››

Is RBI unexpectedly hawkish in May policy?

Vishal Prabhakar
BY VISHAL PRABHAKAR
136 reads

The RBI cut the repo rate by 25 basis points as expected.The unexpected hawkish stance was a shock for most commentators,what with the inflation ebbing and international crude oil prices too coming down below the pschological $100 barrel level. Read ››

Banks in Asia Pacific can reduce risk by embracing intra-day data

Madalene Soon
BY MADALENE SOON
176 reads

Banks in Asia Pacific have traditionally processed corporate actions on an end-of-day or even a T+1 basis but due to market and regulatory changes, are looking to move to an intra-day process. Read ››

Exploring Asia’s banking dilemma on spending vs austerity

Martin Smith
BY MARTIN SMITH
404 reads

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Why aren’t banks serious about creating value for their customers?

Shekar Ganesh
BY SHEKAR GANESH
450 reads

By focusing on operational excellence, a path to creating value for their customers, banks could build customer loyalty, increase earnings while reducing fees charged to recover transaction costs.  If you look out the window of the banking industry, you will quickly realize that banks are focused more in creating wealth for their employees and shareholders and perhaps not working hard for creating value for their customers. Read ››

Hiring hotspots in Asian banking and finance in 2Q13

Chris Mead
BY CHRIS MEAD
229 reads

Internal Auditors, Cost Accountants and Relationship Managers are among the candidates in hottest demand this quarter across Asia, according to the Hays Quarterly Hotspots. Read ››

This is how Display Cards revolutionize bank cards in Asia

Jean-Jacques Foglino
BY JEAN-JACQUES FOGLINO
410 reads

Earlier this year, Standard Chartered Bank launched a novel display card solution in Singapore. Read ››

The new BRICS bank and its implications for Asia

Mobasher Zein Kazmi
BY MOBASHER ZEIN KAZMI
205 reads

In the recently concluded 5th BRICS Summit in Durban, South Africa proposals for a new BRICS led development bank were floated and discussed. Read ››

What Asian banks need to know about customers' trust and fair treatment (Part 1)

Stephen Rosling
BY STEPHEN ROSLING
180 reads

Even though the principles of financial services consumer protection have been around in Asia for a number of years, there seems to be little desire to embrace the concepts of fair treatment as a strategic tool to reduce the risk of poor customer outcomes. Read ››

There's no stopping Asian bank's digitalisation

Dean Young
BY DEAN YOUNG
274 reads

When it comes to Asia, digitalisation is crucial for businesses to succeed. Read ››

Privatising money in Asia

Moorad Choudhry
BY MOORAD CHOUDHRY
278 reads

Many commentators have pointed out the circle of money that is quantitative easing and which has been responsible, ultimately, for the record highs observed this year of the Dow Jones and FTSE equity indices. Read ››

Six elements of a successful mobile wallet strategy for financial institutions

 Darren Sugden
BY DARREN SUGDEN
440 reads

Mobile wallets will be the next battleground among businesses from various sectors – including financial institutions (FIs) in the fight for ownership of the consumer relationship. Read ››

The evolution of ATM technology in India

Diptiman Chakraborty and Romadeep Chakraborty
BY DIPTIMAN CHAKRABORTY AND ROMADEEP CHAKRABORTY
398 reads

A lot has been said about ATM Technology in Asian Banking and Finance. Read ››

3 practical steps Asian banks can take to respond to regulatory change

Theo Hildyard
BY THEO HILDYARD
368 reads

The ongoing Libor scandal is one of the most serious breaches of control in an industry where risk and compliance failures are routinely front page news. Read ››

Exploring financial accessibility for SMEs

Eugene Chen 陳仲漁
BY EUGENE CHEN 陳仲漁
258 reads

According to ADB's recent news release showing that a gap of some USD 425 billion between importers and exporters among developing countries is to be facilitated in 2011. Read ››

Taiwan becoming a local hub for RMB settlement and trading

Nathan Chow Hung Lai  (周洪禮)
BY NATHAN CHOW HUNG LAI (周洪禮)
289 reads

Two days before the Singapore's announcement, financial institutions in Taiwan formally launched their RMB business after signing currency clearing agreements with Bank of China's Taipei branch. Read ››

How Asian banks can migrate efficiently to EMV chip-based cards

Cyril Villemin
BY CYRIL VILLEMIN
461 reads

Those of us who closely follow developments in the banking industry would know that the Association of Banks Singapore mandated last year that banks must implement chip-based technology in ATM and debit Cards by 2014. Read ››

Does mandatory margining of non-cleared swaps make sense for Asia?

Keith Noyes
BY KEITH NOYES
442 reads

The Asian banking community is anxiously following the debate around the BCBS/IOSCO proposed mandatory margining of non-cleared swaps that began with the publication of Margin Requirements for Non-Centrally Cleared Derivatives in July 2012 and has been followed up by a near final “Second Consultative Paper on Margin Requirements for Non-Centrally Cleared Derivatives”, published in February 2013. Read ››

Why you should now consider working for an Asian bank

Finian Toh
BY FINIAN TOH
626 reads

There is a common misconception that there is a huge difference in pace and culture between Asian and foreign multinational banks. Read ››

11Cs for better credit analysis in Asia

Md. Touhidul Alam Khan
BY MD. TOUHIDUL ALAM KHAN
716 reads

Loan default is a universal phenomenon associated with all types of business enterprises. Read ››

3 main drivers of cash pooling in Asia Pacific

Tony Singleton
BY TONY SINGLETON
489 reads

New bank services and advanced technology enables treasurers to implement multi-currency, multi-country and multi-bank cash pooling in Asia. Read ››

The impact of currency appreciation on trade performance in Asia

Ioannis Lagouis, Olli-Pekka Hilmola and Albert Wee Kwan Tan
BY IOANNIS LAGOUIS, OLLI-PEKKA HILMOLA AND ALBERT WEE KWAN TAN
460 reads

For a long period of time, Yuan’s exchange rate has been on the agenda in the large trade deficit regions, such as the U.S.A. Read ››

Singapore driving Indonesian banking expansion

Martin Smith
BY MARTIN SMITH
442 reads

Singapore has long been considered the epicentre of wealth management and financial services for Asia, and to a greater extent the globe. Read ››

Why there is no fair exchange of value in Asian banks' mass affluent segment

Nicholas Tan
BY NICHOLAS TAN
477 reads

A few months ago during a course that I did for a group of South Korean bankers, there was a moment where the conversation turned round to what kind of special perks and benefits were given to the South Korean bank customer who had more money than the average retail customer. Read ››

What Asian bankers must know about the New Great Game in Asia

Azam Ali
BY AZAM ALI
1052 reads

In the wake of ongoing impact of global financial and economic meltdown, particularly more acutely on advanced economies, sparing for the time being it’s full brunt on Asian economies; It is a compulsion for Asian bankers to be aware of threats and opportunities that are enveloped in The New Great Game, which is being played by the big powers in the heart of Asia. Read ››

Why Singapore is well-equipped to facilitate RMB trading

Nathan Chow Hung Lai  (周洪禮)
BY NATHAN CHOW HUNG LAI (周洪禮)
421 reads

On 8 February, the People's Bank of China announced that the Industrial and Commercial Bank of China (Singapore) will become the RMB clearing bank in Singapore. Read ››

It's high-time to use more credit insurance to support trade finance

Eugene Chen 陳仲漁
BY EUGENE CHEN 陳仲漁
352 reads

During Chinese New Year, I visited a friend working for the Exim Bank of Taiwan (EBT), the only export credit agency(ECA) in Taiwan set up in 1979, I was advised with joy that business turnover of the Bank has passed TWD90billion (aroundUSD3 billion) in 2012 and will be easily over TWD100billion (around USD3.33 billion)this year. Read ››

4 tips to achieve optimal liquidity position in Asia

Rajini Bala
BY RAJINI BALA
616 reads

With an increasing degree of uncertainty prevailing in the global economy, it becomes imperative that corporates make efficient use of their available cash positions. Read ››

A quick guide to shifting from investing to trading

Vito Henjoto
BY VITO HENJOTO
412 reads

The mentality for investing is extremely different to the mentality for trading. Read ››

See how financial institutions can maximise video communications

Rocky Scopelliti
BY ROCKY SCOPELLITI
326 reads

With half of online Australians already engaged with video online and a third using video calling, how can financial services institutions use video to better engage customers and workers? Read ››

How the LIBOR scandal in London affected Asian banks

Mobasher Zein Kazmi
BY MOBASHER ZEIN KAZMI
528 reads

The LIBOR scandal rocked the world of finance last year after reports emerged of gross misconduct by Barclay’s Bank in the submission of LIBOR rates to the British Banker’s Association (BBA). Read ››

The implications on global 'currency wars' on Asian banks

Martin Smith
BY MARTIN SMITH
458 reads

The growing trend of central banks around the world to stimulate economic growth by instituting quantitative easing is having the effect – either intended or unintended - of rapidly depreciating major currencies such as the Japanese Yen, Chinese Yuan, US Dollar and Euro. Read ››

Look at how Asian banks and businesses will suffer from Basel III

Basil Hwang and Selina Wong
BY BASIL HWANG AND SELINA WONG
1190 reads

Financial institutions received much of the blame for the global financial crisis in 2008. Read ››

Here's why middleware is vital for Asia's financial services sector

Damien Wong
BY DAMIEN WONG
484 reads

Businesses today face a host of unavoidable challenges that need to be tackled in order to achieve core business objectives, including lowering costs, increasing revenue and enhancing competitive advantage. Read ››

See how microfinance in India has evolved

Nithya Sridharan
BY NITHYA SRIDHARAN
425 reads

The banking system was standing on its head, we just put it back on its feet says Mohammad Yunus, founder of Grameen bank, Bangladeshi Economist, Banker and Nobel peace prize winner in his TED talk, talking about the microfinance industry. Read ››

Why dispersing cash is an essential public service

Udayan Goyal
BY UDAYAN GOYAL
332 reads

Dispersing cash in a country as large as India has traditionally been hugely problematic due to the way the financial services infrastructure has developed in the country. Read ››

Why China is the stalwart in Asia's cards and payments industry

Sisi Liao
BY SISI LIAO
310 reads

For financial institutions and customer-centric executives, it has never been more important to focus on the rapidly developing cards and payments market. Read ››