Sofia A. Johan

Sofia A. Johan is an Adjunct Professor at Schulich School of Business and Extramural Research fellow at Tilburg Law and Economics Center, University of Tilburg

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Thought Leadership Centre

SAP S/4HANA Cloud Public Edition: A modern cloud ERP solution

SAP BTP: The foundation for financial services innovation

In Association with

Most Read

1. DBS, HSBC, AIA and more convene at ABF IA Summit Singapore on 1 July 2. DBS brings tokenised physical gold to retail investors via digibank 3. BofA sees treasury roles shifting toward strategic advisory 4. HSBC Access gives direct startup and VC access to the ultra wealthy 5. HSBC and Mastercard pilot AI agents for automated e-commerce payments

Resource Center

Loyalty in Banking: How can banks distinguish their services, secure customer loyalty, and strengthen their brands?

Mastering IT efficiency and compliance in finance

Navigate the great inflection point: How Corporate and Investment bankers can rise to meet new pressures and new players

The APAC Lending Paradox: Why strategy is clear, but execution is everything

Shaping the Future of Banking: An Exploration of ASEAN Trends and Transformations

Comarch AI-driven digital solutions enable better, more personalised banking

Banking in a Volatile Economy & Navigating Uncertainty

Bridging The Gap: A Survey On Alternative Financing

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Awards

Jul
02

ABF Retail Banking Awards

Jul
02

ABF Wholesale Banking Awards

Events

Jul
01

Asian Banking & Finance and Insurance Asia Summit - Singapore - July 1, 2026

Nov
05

Asian Banking & Finance and Insurance Asia Summit - Hong Kong - November 5, 2026

Event News

Deloitte’s Ho Kok Yong: Resilience, trust will define the future of banking
Co-Written / Partner Deloitte’s Ho Kok Yong: Resilience, trust will define the future of banking
He advocates for institutions that integrate innovation with strong governance, transparency, and long-term resilience.
Indonesian corporates raise the bar, banks urged to reinvent corporate banking and treasury services
Retail Banking Indonesian corporates raise the bar, banks urged to reinvent corporate banking and treasury services
BSN eyes retail and gold to push beyond mortgage-heavy roots
Islamic Banking BSN eyes retail and gold to push beyond mortgage-heavy roots
Insurance growth strains trust at claims stage
Insurance growth strains trust at claims stage

Videos

Singapore insurers adopt AI as medical inflation lifts claims pressure

Singapore insurers adopt AI as medical inflation lifts claims pressure

Fraud checks shift as transactions move in real time

Fraud checks shift as transactions move in real time

Tool dependence leaves institutions with cyber gaps

Tool dependence leaves institutions with cyber gaps

US$1t unused credit card points risk losing redemption value

US$1t unused credit card points risk losing redemption value

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Retail Asia
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Hong Kong Business
Singapore Business Review
Singapore Business Review
Asian Power
Asian Power
Insurance Asia
Insurance Asia
Real Estate Asia
Real Estate Asia
Manufacturing Asia
Manufacturing Asia

Commentary

Banking Technology

Energy price volatility highlights structural gaps for managing FX risk in APAC

Markets

Asia’s electronic markets reach an inflection point of transformation

Cards & Payments

Tokenisation in the Philippines: The consumer is ready, but is the infrastructure?

Cash Management

Asian firms need to get ready for digital assets and currencies

Wealth Management

AI can build your plan, but can it hold you to it?

Banking Technology

Built to last: How Japan is approaching the cross-border payments challenge