Philippine National Bank (PNB)

Philippine National Bank is one of the country’s largest private universal banks in terms of assets and deposits. It provides a full range of banking and other financial services to its highly diverse clientele comprised of individual depositors, small and medium enterprises, domestic and international corporations, government institutions, and overseas Filipinos.

Philippine banks face slower loans and rising credit costs in 2026

The Middle East war and an earlier graft scandal is weighing on loan demand, says CreditSights.

PNB’s net income up 20% to $438.6m in 2025 on more loans and lower costs

It's bad loans ratio declined to 4.7% whilst operating expenses grew slower.

PNB inks loan facility agreement with DCFC to boost SME lending

The facility will be used to grant working capital loans to SMEs.

Philippine National Bank improves profitability on cost management

It has a very high liquidity coverage ratio of 255% as of end-2024.

Philippine banks report “generally strong” loan growth in Q4

Some major banks’ saw dramatic rises in NPL ratios.