Velayoudam Kuberan

Velayoudam Kuberan is a technology architect with Polaris Financial Technology Ltd., specializing in CBX technology.
His particular focus is on Customer Experience, Security, and Performance paradigms.

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Thought Leadership Centre

SAP S/4HANA Cloud Public Edition: A modern cloud ERP solution

SAP BTP: The foundation for financial services innovation

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1. DBS gains approval to act as RMB clearing bank in China 2. Hong Kong banks race to hire AI-ready talent as skill gap widens 3. Indonesia's Superbank raises $167.06m in IPO 4. Singapore big three banks to sustain strong dividends in 2026: report 5. Banks shift deposit strategy from rates to relationships

Resource Center

Shaping the Future of Banking: An Exploration of ASEAN Trends and Transformations

Comarch AI-driven digital solutions enable better, more personalised banking

Banking in a Volatile Economy & Navigating Uncertainty

Bridging The Gap: A Survey On Alternative Financing

Improving API Security in Digital Banking

The financial services world of the future

Re-wiring financial services operations for a bold future

Fraud surveillance in today’s hybrid banking environment

ABF Retail Banking Digital Conference 2021

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Awards

Jul
02

ABF Retail Banking Awards

Jul
02

ABF Wholesale Banking Awards

Events

Mar
10

Asian Banking & Finance and Insurance Asia Summit - Philippines - March 10, 2026

Mar
31

Asian Banking & Finance and Insurance Asia Summit - Vietnam - March 31, 2026

Apr
14

Asian Banking & Finance and Insurance Asia Summit - Malaysia - April 14, 2026

Apr
28

Asian Banking & Finance and Insurance Asia Summit - Thailand - April 28, 2026

May
13

Asian Banking & Finance and Insurance Asia Summit - Indonesia - May 13, 2026

Jul
01

Asian Banking & Finance and Insurance Asia Summit - Singapore - July 1, 2026

Nov
05

Asian Banking & Finance and Insurance Asia Summit - Hong Kong - November 5, 2026

Event News

Asian Banking & Finance Fintech Awards 2025 Winner: Bhagavi Sridharan of Aditya Birla Capital Digital
Asian Banking & Finance Fintech Awards 2025 Winner: Bhagavi Sridharan of Aditya Birla Capital Digital
Bhagavi Sridharan explains how the ABCD app offers a seamless, unified experience across diverse financial products.
Be recognised amongst Asia's leading banks at Asian Banking & Finance Awards 2026
Be recognised amongst Asia's leading banks at Asian Banking & Finance Awards 2026
Celebrate your financial technology excellence at Asian Banking & Finance Fintech Awards 2026
Celebrate your financial technology excellence at Asian Banking & Finance Fintech Awards 2026
Asian Banking & Finance Retail Banking Awards 2025 Winner: Carlo Mariano and Ivy Uy of East West Banking Corporation
Asian Banking & Finance Retail Banking Awards 2025 Winner: Carlo Mariano and Ivy Uy of East West Banking Corporation

Videos

APAC consumers demand personalised financial wellness tools

APAC consumers demand personalised financial wellness tools

AI authenticity risks undermine digital banking

AI authenticity risks undermine digital banking

SFF shifts focus toward global fintech impact

SFF shifts focus toward global fintech impact

Weak foundations hinder banks’ AI value

Weak foundations hinder banks’ AI value

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Commentary

Retail Banking

Why APAC banks must rethink their approach to the cost reduction challenge

Retail Banking

Thailand backs major conglomerates for digital banks but risks stifling innovation