Contributors

Rakesh Verma

The author is currently working as Product Manager for Aadhaar Payment Bridge (APB) System & National Automated Clearing House (NACH) System with National Payments Corporation of India (NPCI).

Author has a rich & extensive experience of 9+ years in the field of Payment Systems & Banking Operations. He has been a key player in the implementation of various payment systems in India like Cheque Truncation System (CTS) for image based clearing, National Automated Clearing House (NACH) for repetitive electronic transactions and Aadhaar Payment Bridge (APB) System for financial inclusion initiatives. 

Ramanathan Dwarakanathan

Ramanathan Dwarakanathan is a senior finance professional with over 2 decades of experience in the capital markets spanning across NBFC, Third party distribution, Mutual Funds & PMS. He is currently associated with Shriram Credit Co Ltd as Vice President.

Ramya Vishwanath

Ramya Vishwanath is the Director of Agile Program Management at Publicis Sapient. Based in  Singapore, Ramya leads a team of product and project managers to empower enterprises in  Southeast Asia’s Financial Services industry to embark on their agile transformation journeys.  

With over 17 years of experience in digital and core banking transformations and a proven track  record in delivering large and complex multi-regional programs, Ramya has held roles in banking  and financial industries and consulting firms such as Infosys, Capgemini, ANZ Bank and DBS Bank  Singapore.  

Prior to joining Publicis Sapient, Ramya was most recently Vice President, Program Manager at DBS  Bank, where she was responsible for the delivery of DBS’ digital banking application, Digibank. During her time with DBS, she chaired multiple country projects for the platform and ensured the  application consistently utilised the latest technology stack. 

Ramya holds a Degree in Commerce from Bharathiar University and an MBA in General  Management from the ICFAI Business School. 

Rana Kapoor

Rana Kapoor is YES BANK's founder, managing director, and CEO.

Ravishankar Iyer

Ravishankar Iyer has international experience working in Securities Houses/Investment Banks and Consulting firms. His experience covers management and delivery of Enterprise-wide Business and Technology Solutions in the Capital Markets, Asset & Investment Management and Wholesale Banking areas. 

Ray Chou

Ray Chou is a Financial Services Partner at Oliver Wyman Greater China.

Ray Suvrodeep

Ray Suvrodeep is Managing Director - Treasury Solutions Group & Liquidity Solutions, Global Payments Solutions at HSBC, based in Singapore. Suvrodeep has extensive experience in treasury and liquidity management at leading financial institutions in Asia.

Renee Koh

Ms Renee Koh is the Head of Swiss Business Hub ASEAN. The Swiss Business Hub ASEAN is the representative of the official international trade and investment promotion agency Switzerland Global Enterprise in Southeast Asia.

Reto Gruenenfelder PhD

Reto Gruenenfelder PhD is a distinguished Engineer. He is also the Chief Technology Officer of Financial Services at IBM Asia Pacific. 

Reuben Bernard

Head of Marketing @ Payjo (https://payjo.co/) is an experienced marketing professional with 12+ years experience. Possess excellent analytic skills and skilled at managing risks and handling challenges. He blogs regularly on Chatbots and artificial intelligence in banking industry.