Dr. Mohd Faizuddin Muhammad Zuki, Muhammad Arif Fadilah Ishak, and Muhammad Hafiz Hassan

Mohd Faizuddin Muhammad Zuki (PhD) is a senior lecturer at the Islamic Business School of Universiti Utara Malaysia. He holds a PhD and master’s degree in Islamic finance & Banking from Universiti Utara Malaysia and a bachelor’s degree in Shariah (Fiqh & Usul Fiqh) from Al al-Bayt University Jordan.

His expertise includes Shariah, Islamic Finance, Takaful, Islamic Social Finance, and Islamic Microfinance. He can be reached via email at [email protected].

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Muhammad Arif Fadilah Ishak is a lecturer in the Faculty of Quranic Science, UCYP University. He holds a Master’s and Bachelor’s (Hons) degree in Islamic Finance & Banking from Universiti Utara Malaysia.

His expertise lies in Finance, Islamic Finance and Islamic Investment, with a strong commitment to advancing knowledge and practice in these areas. He can be reached via email at [email protected].  

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Muhammad Hafiz Bin Hassan is a lecturer in the Department of Muamalat Administration, Faculty of Muamalat & Islamic Finance, Universiti Islam Antarabangsa Tuanku Syed Sirajuddin (UNISIRAJ). He holds a master’s degree in Islamic Economics from Universiti Kebangsaan Malaysia (UKM) and a bachelor’s degree in Muamalat Management from Universiti Malaya (UM).

His expertise includes Muamalat, Islamic Finance, Takaful and Islamic Social Finance. He can be reached via email at [email protected]