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RETAIL BANKING | Cesar Tordesillas, India
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ING Vysya expects strong performance to continue

ING Vysya Bank's good asset quality will extends its good performance in the first quarter of FY13 through the rest of the fiscal.

The bank's relatively low exposure to stressed sectors will allow it to push its loan growth to higher than average and stabilize CASA ratio and margins.

The bank's loan growth, which has been about 3-4 per cent higher than the industry average over the past two years, is expected to continue on similar lines. ING Vysya's exposure to troubled sectors such as state electricity boards, infrastructure, aviation, realty and oil companies is negligible, which indicates healthy asset quality.

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