India

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.
3 days ago

SBI hits record net profit of $2.32b in Q3 FY2026

Operating profit rose almost 40% although NIM fell to 3.12%.
4 days ago

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.
5 days ago

Indian bank credit jumps 14.4% in December as gold loans double

Power segment and ports drive infrastructure credit growth.

India's public banks must cut branches to hit 'world-leading' goal: S&P

Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.

Indian public bank deposit share slumps to 56% as private rivals surge

Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.

Indian banks outclass Western peers with high-return, low-leverage model

The study groups India where lower gearing aligns with higher performance.

Motilal Oswal profit skyrockets 65% on record operating surge

The India financial services company saw asset and private wealth growth.

Indian banking returns hit decade-high as global margins shrink

CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.

India’s ESAF Small Finance Bank modernises onboarding and lending

It expects to optimise IT costs and see lower licensing costs.

SMBC to transform India branches into subsidiary after conditional RBI nod

The Japanese megabank will transform its local presence into a centralised corporate structure.

India's Canara Bank enables UPI payments on ai1Pe app

Canara Bank now has access to the latest UPI functions and updates.

ICICI profit slips as provisions more than double in Q3 2026

The bank had to make a $143m for regulatory compliance related to agri loans.

Indian banks hit decade-high returns but profit set to soften

Some of the more recent reforms are untested through a down-cycle, said Fitch.

Indian banks set to benefit from tighter oversight in 2026

The RBI’s multiple reforms over the next year will allow banks to provision more effectively.