India

India amends ECB loan rules

It expanded the list of recognised lenders and simplified requirements for eligibility.
3 days ago

India bank credit hits $2.4t amidst fintech boom

Formal banking reach expanded to 569.3 million Jan Dhan accounts by early November 2025.
3 days ago

India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years

Loan portfolio is strong, but its international business could temper its net interest margin.
4 days ago

Kotak Life and Utkarsh Small Finance Bank ink life insurance partnership

Utkarsh SFBL offers Kotak Life’s insurance products to its 5.14 million customers.

NPCI’s FiMI AI model to handle UPI disputes

It uses an agentic AI framework for multi-step reasoning tasks.

APAC fintech deals drop to $9.3b in 2025 as private equity hits record low

Venture capital investment for fintechs in the region also fell to its lowest in a decade.

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.

SBI hits record net profit of $2.32b in Q3 FY2026

Operating profit rose almost 40% although NIM fell to 3.12%.

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.

Indian bank credit jumps 14.4% in December as gold loans double

Power segment and ports drive infrastructure credit growth.

India's public banks must cut branches to hit 'world-leading' goal: S&P

Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.

Indian public bank deposit share slumps to 56% as private rivals surge

Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.

Indian banks outclass Western peers with high-return, low-leverage model

The study groups India where lower gearing aligns with higher performance.

Motilal Oswal profit skyrockets 65% on record operating surge

The India financial services company saw asset and private wealth growth.