Frances Gagua
Frances Gagua is a senior journalist at Charlton Media Group and lead reporter for Asian Banking & Finance. She covers banks, payments, fintech, lending, and related financial sectors. She also contributes to Insurance Asia, Singapore Business Review, Hong Kong Business, and other Charlton Media Group titles.
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Commentary
Buy now, worry later: The hidden cost of BNPL
Why most banks are struggling with AI, and what the smart ones are doing differently
Data, AI, and trust: The next era of financial crime prevention
From behavioural change to scalable inclusion: Cross-border payments in APAC