In Focus

Banks hit AI plateau as 80% see no bottom-line impact

Many lenders plateau after deploying isolated tools instead of full transformation, said McKinsey.
2 hours ago

Banks face budget squeeze from AI and legacy systems

Corporate IT allocations are projected to keep climbing through 2027.
7 hours ago

Japanese banks avoid $550b US investment hook for now

The JBIC would likely do the initial heavy lifting.
1 day ago

Singapore on-time loan repayments in 2025 hit post-COVID record high

It has jumped to 86%, when it hovered around 36% to 65% in 2020-2024.
1 day ago

Singapore banking sentiment slips in Q4 2025

Banking and insurance posted 55.7 whilst the wider business reading climbed to 53.4.
1 day ago

Malaysian banks face 1.6% net profit decline per 25bp OPR cut: report

OPR cuts could mean a profitability decline of -1.2% for Maybank and -5.3% for Bank Islam.
2 days ago

China holds 40% share as fintech competition intensifies

India posts 27% annual growth backed by over 100 billion UPI transactions.
2 days ago

Financial institutions chase AI edge despite thin budgets

Almost 2 in 3 FIs allocate 10% or less of their tech budgets on AI.
3 days ago

APAC small firms plan embedded finance investment in 12 months

Europe stands at 70% and Latin America at 65% according to a 2026 payments report.
3 days ago

Chinese banks face concentration risk from top borrowers

The stress test found banks from poorer regions as most vulnerable.
6 days ago

Financial-services M&A rises 40% as APAC recovery stays cautious

Average transaction size climbed to $815m as larger deals dominated the market.
6 days ago

China shifts bank lending as Beijing cuts direct steering

It has shifted to a market-based approach, from reliance on window guidance.

How India digital lending targets $720b by 2030

India held about 82% of Android mobile loan apps worldwide.

From teller to group cash head: Tesy Mathew charts DBS’s cash evolution

Treasurers need better cash visibility as payments accelerate.

Indonesian banks face limited hit from rising bond yields

Bank Mandiri and BNI may be more "responsive" to yield movements, the report said.

APAC cross-border B2C payments hit $400b as revenue lags

This represents 18% of worldwide consumer payout flows.