In Focus

Banks’ AI adoption to shape cost and revenue advantage

Banks’ AI adoption to shape cost and revenue advantage

An AI-gap may emerge amongst global banks depending on their adoption journeys, says S&P.
54 minutes ago

Malaysian banks’ sector earnings on track for growth in 2025

Loan growth was stable in September, although household loan growth was slightly slower.
21 hours ago

1 in 2 APAC consumers name financial wellness as top priority: survey

APAC Gen Zs rate financial wellness higher than other age groups.
1 day ago

Philippine banks to maintain lending standards in Q4 2025

1 in 10 banks will tighten lending standards for business and household loans.
2 days ago

Thai banks’ focus on asset quality and ‘clean’ loan books in 2026

The banks are expected to report a loan contraction in 2025 compared to last year.

Here's how UOB plans to grow its wealth and wholesale units

For its wholesale banking business, UOB is touting its financing of supply chains as key for growth.

Singapore banks face softer earnings as NIMs stay under pressure

DBS also noted growing focus on Singapore banks’ Hong Kong exposures.

China’s banks expand lending but struggle with weakening demand

UOB Kay Hian said banks remain cautious in extending long-term credit.

Banks see sharp drop in cheque use ahead of 2027 phaseout

More people are using e-payment solutions such as PayNow and FAST.

Indonesia’s cooperative credit scheme could pose risks as it scales

Cooperatives carry high credit risk due to weak governance, said UOB Kay Hian.

Philippine credit confidence stalls amidst fraud worries

Borrowers view credit cards and personal loans as risky.

Chinese banks lift bond holdings amidst weak credit demand

Total bond investments hit a 13.5% growth rate for 2021-2025.

Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning

Credit costs are expected to decline in Q4 thanks to stimulus packages.

Why Indian banks are seen to absorb loan losses

S&P also said earnings are likely to moderate but remain above long-term averages. 

Subdued car sales in Indonesia dampen NBFIs’ earnings growth

Four-wheel vehicle sales are unlikely to rise above 900,000 units in 2026.

APAC investment banking fees up 4% to $18.6b in 9M 2025

ECM underwriting fees hit its highest nine-month period in 2 years.

Vietnam’s small banks more at risk from weak loan portfolios

Top banks are more resilient to nonperforming assets, S&P said.