In Focus

OCBC’s Iris Ng champions SMEs, green financing

The banker worked on making capital loans more accessible to SMEs through embedded finance. 

Cake Digital Bank breaks even by meeting small needs

The Vietnamese digital bank owes its success to quick loans and low-limit credit cards.

Enhanced bourse appeal may lift Singapore’s investment banking space

Efforts to reform the stock market could also benefit wealth management income.

Romance scams expose banks to reputational risks, fines: Moody’s

Romance scam-linked entities rose to a six-year high in 2024.

Singapore’s business support measures to sustain banks’ asset quality

 Wealth management income will benefit from stock exchange-related incentives.

Biometrics vs deepfakes: How we’ll pay in 2025

Biometrics, passkeys, and improved data flow will shape the global payment sector.

India’s postponed LCR rules a win for banks’ margins, loan growth

The rules require banks to shore up more liquidity on retail deposits.

HSBC cuts Philips’ currency transactions in China

‘Netting’ cut Philips’ cross-border transactions from 4,000 yearly to just one a month.

Financial fragmentation threatens bank profits and lending

Globally, it can lead to nearly 280 million fewer jobs by 2030.

RHB kiosks replace debit cards on the spot

The machines have handled 70% of the Malaysian lender’s card replacements.

Southeast Asian banks’ face mixed outcomes from shallower rate decline

Philippine and Singapore banks will be key beneficiaries if rates are higher.

Ageing Aussies may lead to more reverse mortgages

Older borrowers can retain their homes whilst getting equity, according to a bank.

GCash eyes easier payment checking for SMEs

The Philippines’ biggest fintech platform is targeting the retail sector.

Mortgage growth to lift Viet banks’ earnings in 2025

Mortgage loans may grow by 20% during the year, from 10% in 2024.