In Focus

17 Apr 19
Banks can handle the surcharge as CET1 ratios of big lenders range from 12-15.5% in 2018.
10 Apr 19
FR is part of the broader shift towards the smart bank branch model.
3 Apr 19
The first batch of licensees were granted to applicants with experience in running a deposit-taking and lending business.
1 Apr 19
LinkAja can be used for mobile prepaid top-ups, POS payments, utility and transport payments.
27 Mar 19
Delinquencies climbed in the overseas loans of cyclical sectors as well as loans to China and Southeast Asia.
25 Mar 19
The partnership will have immediate access to 11 million users of e-payment app Toss.
28 Feb 19
The NPL formation of OCBC and UOB rose by 137bp and 94bp respectively in Q4.
20 Feb 19
Thanks to the shift towards fees and commission in the non-interest income mix.
13 Feb 19
Retail mortgage NPLs account for 16.6% of systemic bad loans and 25.9% of total loans.
6 Feb 19
Mainland credit exposure has dropped since Q3 2018 and is likely to remain flat in 2019.
31 Jan 19
Net interest margins are set to rise by 3-5bp.
23 Jan 19
Lending to small enterprises is on a steady rise since 2013.
16 Jan 19
The combined loan exposure of Korean shipbuilder Hanjin to its five creditors is at $412m.
9 Jan 19
Lending is tipped to moderate to 5.1% in 2019 from 5.6% in 2018.
19 Dec 18
Outside of China, fintechs are only able to disrupt one vertical unlike Alipay or WeChat Pay.
12 Dec 18
From 4.7% in end-2016, loans booked double-digit growth of 14.9% in November.
5 Dec 18
Innovative fintechs are filling in gaps in order to meet the complex digital demands of this booming client base.
28 Nov 18
Incumbents are launching VC arms and innovation labs to avoid being outpaced.
21 Nov 18
The pivot to retail has boosted NIMs, loan growth and operational efficiency.
14 Nov 18
Megabanks have easier access to funding and have more stable asset quality.
7 Nov 18
Although the amount of nonbank third-party payment skyrocketed 480% from 2014-2017, mobile payments by banks rose by 798% over the same period....
31 Oct 18
DBS and OCBC are regional leaders in fintech and innovation.
17 Oct 18
It rolled out a real-time fund transfer system, open API guidelines, virtual banks authorisation in 2018 alone.
9 Oct 18
The bank enhanced 64% of its ATM's cost and acquired 10% more customers with 40% less branches.
3 Oct 18
Lower credit costs lifted average operating profit/risk weighted assets from 1.6% in 2017 to 2.2% in H1 2018.
26 Sep 18
The two players have been booking losses as they ramp up IT spending.
19 Sep 18
India, Indonesia, and the Philippines will benefit from a favourable demographic shift whilst Korea and Japan will flounder.
12 Sep 18
Indonesian and Philippine banks may lose up to $3.8b and $1.3b respectively as they fail to hold on to their dominance.
4 Sep 18
The HKMA has received 29 applications in the first round of screening ending August 31.
22 Aug 18
Overseeing 21 public sector banks has proven too difficult a task for the government.
15 Aug 18
Much has been said about slower credit growth but banks could also look forward to improving asset quality.
8 Aug 18
An earnings turnaround is in sight by 2020 as banks start shedding off bad loans.
1 Aug 18
Lending to SME operators will keep NPL formation levels elevated.
25 Jul 18
Tier 1 Capital ratio could fall from 9.4% to 8% by 2019.
2 Jul 18
Chinese lenders held the top four places in overall ranking based on Tier 1 capital.
27 Jun 18
Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.
20 Jun 18
The likely target will be individuals shunned by private banking and pushed into premium retail banking models.
13 Jun 18
Assets under management grew 15.2% which is almost double Europe’s 7.5%.
6 Jun 18
The bulk of PRC lending is geared towards lower credit quality firms like SMEs.
30 May 18
Lenders handled a whopping $11.1t in mobile payments in the first quarter alone.