Taiwanese cards’ revolving credit rise to $3.84b in June

The average ratio of delinquency is 0.29%.

The balance of revolving credit held by Taiwan-issued credit cards was at $3.84b (NT$115.4b) as of end-June 2025, according to data from the Financial Supervisory Commission (FSC).

This is higher than the ($3.78b approximately) NT$113.4b at end-May 2025.

As of June, the amount of undue balance of installment was approximately $5.16b (NT$154.9b), lower than the NT$156.7b at end-May.

The amount of monthly write-off was approximately NT$ 0.6b in June.

Average ratio of delinquency was 0.29%, compared to 0.3% at end-May.

Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.29% (0.3% at the end of May 2025) (Please see Attachment 1).

There are thirty-two credit card issuing institutions in operations in Taiwan.

(US$1 = NT$30; as of 15 August 2025)