Commentary

5 factors affecting investments attracted by capital markets

Capital Markets are primarily driven by the exchange of Capital (in the form of cash or security) by those in need of Capital and by those offering it. The investment attracted by any Capital Market is influenced by many factors.

5 factors affecting investments attracted by capital markets

Capital Markets are primarily driven by the exchange of Capital (in the form of cash or security) by those in need of Capital and by those offering it. The investment attracted by any Capital Market is influenced by many factors.

3 ways to avoid unplanned outages in Asian banks

High Availability is a Business Decision Before automated teller machines, customers looking to access banking services had no choice but to wait in line at a bank, during its opening hours. Today, online and mobile banking platforms have provided customers with instant access to the majority of banking services, creating a new reality for banks.

Threats and challenges for online banking security

Online Banking offers users the convenience of managing one's finances anytime, anywhere. However, any online transaction can be vulnerable to security threats.

Rising leverage poses rating risks for Asia-Pacific banks

High or rapidly increasing leverage, together with mounting exposure to China, will constrain upward rating momentum for banks in Asia-Pacific (APAC). It could even lead to downgrades should China's economy slow more sharply than expected and weaknesses in its banking system become more widespread.

What Asian banks can learn from Metro Bank's Chairman

The New Bank on the Block: Lafferty spoke with Anthony Thomson, Metro Bank

Hong Kong and Singapore retain their talent as financial services struggles

The employment markets in Hong Kong and Singapore financial services are less buoyant than they were 18 months ago; banks have been making redundancies, and recruitment remains comparatively low. Despite this, financial professionals show few signs of wanting to leave these cities. But while they still like living there, they are now considering local opportunities in other industries.

Real-time analytics unleashed

In its 2012 Predictions: Competing for 2020 report, IDC states that 40 percent of banks will ramp up to launch big data and analytics. This is expected as the financial services industry has always been ahead of the technology curve; and nothing defines the landscape more than big data and analytics today.

The end of outsourcing as we know it?

The recent allegations1 and eventual settlement2 against Standard Chartered regarding lapses in their anti-money laundering (AML) controls has made headlines in recent days, with significant impact on their share price and damage to their reputation, apart from the fine of US$340M. What is interesting to note is the finger pointing that is arising out of this incident.

Continued churn makes it a low-hire job market, not a no-hire one

The last 12 months have taught us that Asia Pacific is not immune to the redundancies that have swept through global financial services. There are also fewer roles available than a year ago: comparing Q2 2012 with Q2 2011, APAC opportunities on my company’s website have fallen 14%.

Worsening investment climate in Indonesia is not reflected in FDI figures yet

In the last few months, overseas analysts and bankers were echoing that Indonesia is losing its sparks as favorite investment destination by investors due to new tighter regulations for mainly the mining and banking industry.

What you need to know about Vietnam's bank restructuring

This article illustrates key drivers behind restructuring of banks in Vietnam and highlights the key priorities in the restructuring journey.

Risk management in Islamic banking

Banking in Asia has grown by leaps and bounds in terms of size, profitability, sophistication and maturity in the dozen years so far of the 21st century. One of the standouts in this growth has been Islamic banking. Although Islamic banking has a long and illustrious history dating back to the advent of Islam some 1500 years ago, in its current incarnation it is less than 50 years old. And, as happens in a relatively young industry, there are several debates about its form and substance. One of these relates to risk management in Islamic banking.

Asia hit by shortage of credit and risk professionals

Despite current global economic conditions, demand is still evident across Asia’s banking and finance sector for particular skills. Here Christine Wright, Operations Director for Hays in Asia, discusses trends and current opportunities across the region from the latest Hays Quarterly Report.

Preparing for M&A success in an uncertain environment

With a decline of 16% in deal volumes and 29% in deal values in Q1 2012 over last year, Asia has not been immune to the global reduction in M&A activity over the last few quarters. However, there were still more than 2,700 transactions and $117 billion of total disclosed deal value involving Asian targets or acquirors in Q1 and Asia remains a certain destination for companies looking to gain exposure to fast-growing consumer markets or to assets in strategically important or demographically attractive industries such as energy and healthcare.

Retail banks brace for new wave of technology adoption

Global Banks have a grueling task of repositioning their business portfolio in view of financial upheavals in the wake of European crisis and American journey, to achieve financial freedom. In parallel to this unstable scene, revenue models in retail banking are radically changing, as traditional revenue sources of transaction-driven volumes are drying up and are being replaced with new wave of portfolio-driven revenue propositions, where customers are increasingly expecting banks to guide their financial destiny.

Barclays: Valuation by analysis

We proposed that Barclays should be split into two separate banks - one focused on retail banking and the other on investment banking - in our 5 July Commentary. That presumed, of course, that the investment bank would be viable and able to fund itself on a stand-alone basis in today's challenging markets.

Rumours of the death of the bank branch have been greatly exaggerated

The global banking industry is pretty much at an all time low in terms of reputation. Nowhere is this so true as in the UK, where it might have been thought that public opinion of the banks could hardly have sunk any lower in the aftermath of the financial crisis that has enveloped the global economy since 2008. But in the past few weeks a processing malfunction at RBS seriously affected millions of customer accounts, while the Libor rate-fixing scandal that has claimed the jobs of Barclays Chairman, Marcus Agius and Chief Executive, Bob Diamond.