In Focus
Hong Kong makes huge headway in realising smart banking ambitions
Hong Kong makes huge headway in realising smart banking ambitions
It rolled out a real-time fund transfer system, open API guidelines, virtual banks authorisation in 2018 alone.
How Bank Muamalat Indonesia used smart mapping technology to optimise its branch and ATM network
The bank enhanced 64% of its ATM's cost and acquired 10% more customers with 40% less branches.
Vietnamese banks' war against bad debt pays off
Lower credit costs lifted average operating profit/risk weighted assets from 1.6% in 2017 to 2.2% in H1 2018.
Can South Korea's web-only banks break out of beginner's rut to ensure sustainability?
The two players have been booking losses as they ramp up IT spending.
Which Asian banks will lose steam amidst the silver population takeover?
India, Indonesia, and the Philippines will benefit from a favourable demographic shift whilst Korea and Japan will flounder.
Banks in emerging Asia wrestle for e-payments market share against telcos and online upstarts
Indonesian and Philippine banks may lose up to $3.8b and $1.3b respectively as they fail to hold on to their dominance.
Are Hong Kong lenders under threat as virtual banks zero in on their market?
The HKMA has received 29 applications in the first round of screening ending August 31.
The full-fledged recovery of India's banks hinges on privatisation and mergers
Overseeing 21 public sector banks has proven too difficult a task for the government.
Could Australia's sharp housing downturn be a blessing in disguise for embattled banks?
Much has been said about slower credit growth but banks could also look forward to improving asset quality.
The worst is almost over for worn out Indian banks
An earnings turnaround is in sight by 2020 as banks start shedding off bad loans.
Can Thai banks keep their bad loan woes at bay?
Lending to SME operators will keep NPL formation levels elevated.
Vietnamese banks grapple with $9b capital crunch as lending outpaces capital generation
Tier 1 Capital ratio could fall from 9.4% to 8% by 2019.
China dominates world's largest banks even as Europe flexes financial muscle
Chinese lenders held the top four places in overall ranking based on Tier 1 capital.
Chinese banks brace as more reserve cuts loom to boost credit-short SMEs
Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.
Tech giants pose threat to Asian private banks as they lure the region's ultra rich
The likely target will be individuals shunned by private banking and pushed into premium retail banking models.
Asia beats Europe and America in private banking gains in 2017
Assets under management grew 15.2% which is almost double Europe’s 7.5%.
Heightened Mainland lending pose risks to Hong Kong banks after rising 21% in 2017
The bulk of PRC lending is geared towards lower credit quality firms like SMEs.
Commentary
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