In Focus

Malaysian Islamic banks outperform Indonesian counterparts

Malaysian Islamic banks have more established franchises and deeper market penetration.

Malaysian banks' loan-to-deposit ratio shows signs of an 'anomaly'

The ratio dipped to 87.7% despite contraction in deposits.

Don't be fooled by Chinese banks' improving NPLs

Asset quality is likely to deteriorate again as monetary policy normalises.

Why are Singapore banks scrambling to grow their wealth management units?

Their assets under management grew at 12-19% CAGRs in the past five years.

Proposed debt-equity swap could spell crisis for Chinese banks

It shifts a significant portion of the risks to the banks.

How risky is the rapid growth in wealth management products for Chinese banks?

The outstanding balance of WMPs rose to USD3.6trn at end-2015.

Malaysian banks' internal capital generation under pressure from weak margins

Good thing the banks' capitalization is expected to remain robust.

Bank loyalty programmes pile on pleasure and personalisation

Banks must develop programmes with full-on pampering.