Taiwanese investors adopt conservative strategies in 2025: survey

Saving and wealth accumulation remains the top goal amongst the 9,000 respondents.

The majority of investors in Taiwan have adopted more conservative strategies in 2025, according to a survey by Yahoo Taiwan Finance.

This presents a notable increase in risk aversion compared to 2024, said Yahoo Taiwan Finance, which used the insights from nearly 9,000 internet users in Taiwan aged 18 and above.

Saving and wealth accumulation remains the top goal (62%), followed by long-term income generation (48%) and retirement planning (38%).

Nearly 80% of investors said they prefer systematic investing (39%) and buying on dips (39%) to mitigate risk and enhance dividend strategies.

ETFs have become the most planned asset class to increase at 36%, overtaking stocks at 28% to become the preferred hedging tool, Yahoo Taiwan Finance found.

Investment preferences vary by strategy. Aggressive investors still favor stocks (29%) and ETFs (28%), with close to 10% planning to grow their crypto holdings.

Popular themes amongst this type of investor include AI concept stocks (31%) and US equities and bonds (30%).

Meanwhile, conservative investors are leaning toward ETFs (nearly 40%) and stocks (around 30%).

Across all segments, high-dividend ETFs, AI-related stocks, and market-cap ETFs have emerged as the three most favored asset classes, said Yahoo Taiwan Finance.

Gen Z participation rose 7% in the 2025 survey compared to 2024. Their top goals include saving and wealth accumulation at 62%; and generating long-term income at 39%.