Malaysia’s CIMB Bank reports 2.77% lower profit in H1 2025

Basic earnings per share is MYR46.69 for the period.

Malaysia’s CIMB Bank has reported a profit attributable to owners of the parent of $745.56m (MYR3.15b) in the six-month period that ended on 30 June 2025, 2.77% lower than the corresponding period in 2024.

Basic earnings per share is MYR46.69 in H1 2025, compared to MYR48.71 in H1 2024.

Net interest income after modification loss rose 2.2% to $989.35m (MYR4.18b) in H1 2025, compared to MYR4.09b a year earlier.

Net fee and commission income was MYR881.05m for the first half of the year, compared to $203.13m (MYR858.21m) a year ago.

The group’s cost-to-income ratio came in at 46.2% in H1 2025, reflecting overall cost discipline, the bank said in a press announcement.

Its operating cost declined 1.1% quarter-on-quarter (QoQ) in Q2, even as the group continues to invest in technology and operational resilience.

Gross impaired loans ratio improved QoQ and YoY to 2.1% as at June 2025. Common Equity Tier 1 (CET1) ratio is at 14.7%.

(US$1 = MYR4.22; as of 1 September 2025, from Morningstar via Google)