Visa expands Intelligent Commerce framework across Asia Pacific

The trusted Agent Protocol enhances verification for AI-led transactions.

Visa has expanded its Intelligent Commerce framework across Asia Pacific to support agentic commerce, enabling AI-powered agents to complete verified transactions on behalf of consumers. 

The rollout introduces new security standards and pilot programmes to strengthen AI-driven payment infrastructure.

The Intelligent Commerce suite integrates Visa’s APIs and network to facilitate consent-based, tokenised transactions by AI agents. It includes authentication and transaction signalling tools to ensure verified operations. AI-driven retail traffic over the past year, with 85% of shoppers reporting improved efficiency through AI.

The Trusted Agent Protocol allows merchants to verify authorised AI agents using cryptographic signatures, preventing unauthorised transactions and maintaining consumer traceability. The open, low-code framework supports integration without major system changes.

Visa is working with Ant International, LG Uplus, Microsoft, Perplexity, Stripe, and Tencent on agentic transaction pilots, scheduled for early 2026 across Asia Pacific. Visa will present the Intelligent Commerce suite at the Singapore FinTech Festival from 12 to 14 November 2025.