Taiwanese banks’ SME loans rose in November

The bad loans ratio declined by 0.1 percentage point.

Taiwan’s domestic banks have extended NT$10.27t in loans by end-November 2024, according to data from the Financial Supervisory Commission.

Based on this, banks gave out an estimated NT$100b of new loans in November.

Loans extended to small and medium enterprises (SMEs) by domestic banks accounted for 64.55% and 68.21% of total loans extended to total enterprises and private enterprises respectively. This is a 0.35 and 0.38 percentage points (ppt) higher compared to October.

The average non-performing loan (NPL) ratio of SME loans was 0.24% in November, a 0.1 ppt decrease compared to October.

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Financial Supervisory Commission

Financial Supervisory Commission, Taiwan

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