Indonesia

That's 5.6% more than previous forays.

Thanks to 'loss-absorption' cushions.

Caused by effort to stabilize the economy. Central bank governor Agus Martowardojo expects credit to expand slower from 15.5% to 16.3% next year from this year's credit growth estimate of 20%. Part of the stabilization program is the effort to keep the Indonesia’s current account deficit at a favorable level, he said. High interest rates in the banking sector are also causing banking credit to falter. "With the current higher banks' interest rate, it is going to push the growth of the credit to the range (of 15.5% to 16.3%)," said Martowardojo.

An easy exit from their current account deficits?

BCSA represents strong financial cooperation between both countries.

Chosen for his deep knowledge of Indonesia’s business environment.

Third hike this year.

He’s an “outsider” in Indonesia’s central bank.

It will remain so over the next 18 months.

Are domestic peers still no match?

NPL dropped sharply in 2008.

They have higher CASA ratios.

They've kept their loan-deposit ratios low.

And BNI has the weakest asset quality.

Datuk Khairussaleh Ramli will return to Malaysia.

Thanks to low net open positions.