Indonesia

Branch network increased by 1.6 times between 2009 and 2012.

It's at 29% of GDP.

BNI now has 1,447 outlets from only 939 in 2009.

Thanks to the 6,000 newly-hired loan account officers.

Having the lowest cost of deposits is an advantage.

Fee income grew 21% in FY12.

They're expanding beyond their "core" lending segments.

Indonesia may allow state banks to have majority ownership of more than one lender. 

The limit should be 49% and not 99% as proposed.

It is very clear that Islamic banking is now an established industry with high growth prospects. Asia is and will continue to be a key geographical area for this industry, whether it is South East Asia, South Asia or the Middle East.

But growth wasn't fast enough that LDR reached 101%.

Thanks to a sustained loan growth of 20%.

Bank Tabungan Pensiunan Nasional hopes to raise Rp 750 billion ($77.5 million) from selling bonds. The Jakarta-based lender will offer the notes to investors from Feb. 26 through Feb. 28, the company said in a brief prospectus published in Bisnis Indonesia on Friday. 

Bank Jabar launched four new branch offices in Jakarta, and will soon be opening five offices in other cities.

Permata Bank Syariah will launch a umrah financing in the first quarter.

Awaiting the delayed effect of BRI's 2011 revitalization programme.