DBS pilots Visa Intelligent Commerce for agent-initiated payments

Pilot tests AI agents completing everyday purchases using issuer-controlled payment flows.

DBS has become the first issuer in the Asia Pacific to pilot Visa Intelligent Commerce, advancing real-world agent-initiated payments using AI agents.

The joint pilot with Visa aims to enable safe, transparent, and consent-driven payments by AI agents on behalf of consumers, using Visa’s secure infrastructure, integrated application programming interfaces, and partner programme.

The banks plan to expand trials to other use cases such as online shopping and travel bookings.

The study also found that eight in 10 Singapore consumers rely on AI assistance when shopping online.

As part of the pilot, DBS is validating AI-ready credentials, advanced authentication, and intent-driven transaction controls to support secure and scalable agent-led commerce.