Retail Banking

Thai Banks face 3.7% YoY impaired loans rise in 2025

Low unemployment and declining interest rates are expected to help pay back debts.

Banks see sharp drop in cheque use ahead of 2027 phaseout

More people are using e-payment solutions such as PayNow and FAST.

Over 1 in 3 Maya credit cardholders from deposit-backed black express card

The minimum express deposit serves as the basis for the customer’s credit limit.

Indonesia’s Krom Bank renews partnership with Mambu

Krom aims to have over 20 million accounts by 2030.

Why digital banks are becoming mobile service providers

A compelling neobank operator uses mobile connectivity as a cross-leveraged product.

Krungsri’s capital and stable profitability mitigates elevated loan risks

The bank is expected to enjoy a very high probability of support from parent MUFG.

India’s retail payments now 99.8% digital: CareEdge

Cards and prepaid instruments are stable or in decline as UPI increases in popularity.

Australia rate cuts ease pressure on mortgage arrears: Fitch

One more rate cut in 2025 may lower arrears further, the ratings agency said.

ANZ unveils five-year plan, will simplify retail and commercial divisions

The Australian lender also plans to accelerate the integration of Suncorp Bank.

HDFC Bank noted for effective risk controls and employee well-being

It got its highest score on the social pillar of ESG, based on NSE’s report.

Chinese banks lift bond holdings amidst weak credit demand

Total bond investments hit a 13.5% growth rate for 2021-2025.

Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning

Credit costs are expected to decline in Q4 thanks to stimulus packages.

Hang Seng Bank upscales sustainability fund by 50% to HK$120b

Since launching in 2024, it has already used over two-thirds of the original HK$80b fund.

ASB Bank agrees to pay $78.89m to settle lawsuit

The bank maintains that “it makes no admission of liability.”

Philippine banks’ outstanding loans expand by 11.2% in August

Loans to non-residents narrowed its decline during the month.