Krungsri’s capital and stable profitability mitigates elevated loan risks

The bank is expected to enjoy a very high probability of support from parent MUFG.

Bank of Ayudhya (Krungsri) boasts a robust capital, strong liquidity, stable profitability, and strong management and operational linkage to its parent MUFG Bank, said Moody’s Ratings.

The Thailand-based bank is deemed to be of strategic importance to MUFG Bank’s strategy outside of Japan. MUFG Bank holds a 76.88% stake in Krungsri.

Krungsri is expected to enjoy a very high probability of support from MUFG Bank.

Separately, Krungsri’s robust capital, strong liquidity, and stable profitability mitigate the elevated asset risk arising from its retail and small- and medium-sized enterprise loans.

Moody’s Ratings had assigned Krungsri an A3 deposit rating and a3 adjusted baseline credit assessment as of 14 October 2025.