bank analysis

Mid- to high-single digit NIM compression will offset loan growth, an analyst said.

Margins will peak mid-year, but loan demand is falling.

The regulator is expected to stop any excessive payments.

The tourism hit has affected income levels, which would borrowers’ ability to pay.

Its net interest margin is expected to be 3% over the next two years.

But bad loans are expected to rise moderately.

Asset quality will not significantly deteriorate, but banks face risks if US rate hikes are larger than expected.

Profit growth was thanks to loan growth and fee income growth.

And HSBC’s UK unit plans to stop collecting gender data as part of inclusivity push.

The operating environment remains challenging, the bank’s founder said.

The Malaysia lender saw its Q1 profits fall compared to the same period last year.

But the recovery may not be sustained in 2022 as constraints pile up.

Kwun Tong and Tokwawan branches are set to reopen in 3 May.

The bank has the strongest capitalization amongst regional banks in Japan.

Positive effects will only be felt starting fiscal year 2025 and onwards.

Traction from its wealth management business will support profits.