In Focus

Indian banks hit 1.4% ROA as profit pressure builds

The 2025 return on assets was the sector’s highest level in over a decade

How will China’s bank restructuring law reshape the industry?

Stronger lenders may acquire stakes in weaker financial institutions.

Vietnam and Thailand NBFIs most exposed to energy shocks: Fitch

NBFIs in India and Indonesia face higher funding costs as currency depreciates.

Asia adds just 1 fintech unicorn in Q1 2026

Juspay raised $50m in January to hit a $1.2b valuation.

Hong Kong wallets surge as card share drops to 31% online

HKQR and contactless payment acceptance accelerated mobile transaction adoption.

Japan's megabanks eye record earnings as BOJ rate hikes boost margins

Their earnings may further rise over the next two years.

Singapore banks benefit from safe-haven flows amidst Middle East conflict

Investors are shifting assets to the city-state for stability and protection.

Japan fintech market to hit $33b with 13% CAGR

Artificial intelligence blockchain and machine learning are driving sector expansion.

APAC cross-border payments surge as trade drives $24t outlook

The region is projected to account for 36% of global outbound flows by 2033.

Indian banks ready for new loss provisioning framework: Fitch

The banking system’s average CET1 ratio is expected to decline by 30bp by FY2028.

Singapore's big 3 banks pivot to wealth as margins shrink

The banks eye growth in onshore, ASEAN, China and Hong Kong wealth.

Malaysia e-wallet ownership drops to 1.5 wallets per user

Less frequent usage rose with 24% paying through wallets every one to three months.

Chinese megabanks’ assets grow 16% as Japan and India stalls

Singaporean banks’ assets also logged double-digit growth in 2025.

IoT payments to grow 24% in APAC fintech

Southeast Asian markets made up around 25% of regional fintech activity.