In Focus

How can Vietnam lenders manage liquidity stress?

The loan-deposit growth gap pushes banks toward risky wholesale funding.

Chinese banks report weak profit amidst mixed margin trends

Gross loan growth was in the single digits, same as fee income.

Philippines cash holds 42% of POS payments despite e-wallet rise

GCash reached nearly 3 in 4 consumers and linked 94 million users to 6 million merchants.

What will drive South Korea’s digital banking to rise 9.7% through 2030?

Usage climbed 25% over the past year as faster tools gained traction.

Japanese banks bet billions on Indian finance, tech growth

GFTN is working with both sides on talent, technology, and market access.

Singapore banks attract inflows as investors exit riskier Gulf markets

Wealth and deposit inflows from risk-averse investors may cushion weaker net interest income.

Digital wallets capture 77% of APAC e-commerce payments

Mobile checkout tools made up 63% of in-store spending across the region.

Hong Kong digital wallets overtake cards in e-commerce payments

Digital wallets accounted for 41% of all e-commerce transactions.

Malaysia credit to private non-financial firms rises 5.5% in January

The digital lending solutions market to reach a value of $4.2b by the end of 2025.

Australia's Big Four banks face stage 3 loan risks as rates rise

Intense competition and rising costs are expected to reduce margins.

Vietnam fintech posts 17.8% CAGR through 2034

Internet access reached 79% of the population in 2023, boosting digital payment demand.

ZA Bank’s Sidney Siu champions compliance by design

Governance isn’t a blocker, it’s a leadership tool.

APAC banks face 'tail risk' as climate data gaps undermine risk modeling

Banks must adopt simulation-based modeling to quantify the full spectrum of potential losses.

APAC dominates financial centre list but growth slows

Eight of 15 centres tipped to rise are based in the region.

Islamic lenders hit digital wall on slow rollout

Products don’t evolve quickly due to extra layers of review.

APAC banks to absorb $500b new losses from Middle East & China risks

Slower growth in China and worsening property risks is amongst factors that can affect banks.