In Focus
APAC banks' data sharing outpaces global average but fragments access
APAC banks' data sharing outpaces global average but fragments access
Korea and India offer widest datasets whilst Indonesia restricts scope.
How can foreign ownership shape India’s financial institutions?
Capital access may improve but credit impact depends on risk discipline and governance.
Banks lag tech firms in driving credit card use
Delayed rewards and weak reminders leave cardholders disengaged.
Retail holds 38% of APAC’s payment market
Healthcare is the fastest-growing segment.
SWIFT payment framework targets clearer fees and faster tracing
More than 50 banks back changes that rely on existing systems.
DBS and OCBC seen lifting buffers as credit costs rise
Both banks’ managements will review macroeconomic variables related to the Middle East.
How China wallets crush cards in 2025 payments race
Alipay reached 85% of surveyed users whilst WeChat Pay stood at 73%.
Taiwan SME loans rise to $520.63m in February
The average NPL ratio is the same as in January.
Hong Kong’s gig workers face loan hurdles despite 95% holding prime credit status
About 82% of gig workers met payment obligations vs 80% of the city’s general population.
Commercial banking dominates M&A with 179 deals worth $190b
The segment captured 38% of the 2025 value.
Philippine loan relief helps banks avoid NPL spike despite profit hit
Credit losses remain elevated.
Philippines flags financial gaps as 48% lack emergency buffer
The majority claim financial awareness, yet many show a disconnect in capability.
How can HSBC and StanChart-backed stablecoins change HKD payments?
Different target users may determine whether bank-led tokens gain everyday traction.
APAC banks face additional $180b losses as oil shock hits credit
Currently, Middle East exposures are low and indirect exposures are manageable, said S&P.
Why Asian borrowing rises as lower rates lift demand
CareEdge says liquidity support is helping domestic activity and loan expansion across select markets
Chinese banks grow earnings 2.3% in 2025 as margin pressures ease
State-owned enterprises outperformed joint stock banks in revenue, net profit, and fee income growth.
Indonesia card payments to reach $61.3b in 2026
Inclusion and policy support fuel growth.
Commentary
Asia’s 20% advantage: The simplification strategy rewriting banking from Singapore to Shanghai
Perth is emerging as an unlikely testbed for the future of global finance