In Focus
APAC fintech market locks 76.6% share in mobile apps
APAC fintech market locks 76.6% share in mobile apps
Merchants shift to smartphone terminals in hawker centres and wet markets to cut hardware costs.
Foreign owners scale digital credit via Philippine rural banks
Digital lending models are stretching the rural banking mandate.
Vietnam banks face tight liquidity as deposit growth lags
Banks have turned to the interbank market and bond issuance but it leaves them exposed to interest rates.
APAC leads global embedded finance race as North American interest stalls
Nearly all APAC firms plan to invest in APIs and embedded payments throughout 2026.
Thai banks face asset stress on risky borrower exposure
Over a fifth of Thai loans are exposed to highly leveraged large corporations.
Mega deal slump drags APAC deal value down 6.3%
Only four deals above $5b were logged in Q1 after 6 in the same 2025 period.
APAC Q1 investment banking fees fall 5% on M&A and loan slump
Only ECM fees rose during the quarter.
Middle East conflict weigh on Indian banks’ margins and profits
Sector margins could decline to below FY2027 forecasts.
Singapore banks and insurers expect slower profits in 2026
Finance confidence slipped to 54.3 in Q4 2025, whilst the wider economy rose to 52.1
New Zealand cards likely to hit 1.8% growth in 2026 as fee caps spur use
Rewards, discounts, and flexible payment schemes.
Commercial banks seize 45% of Thailand’s total financial assets
Depository corporations like savings cooperatives trail far behind with 6.8% share.
How can Vietnam lenders manage liquidity stress?
The loan-deposit growth gap pushes banks toward risky wholesale funding.
Chinese banks report weak profit amidst mixed margin trends
Gross loan growth was in the single digits, same as fee income.
Philippines cash holds 42% of POS payments despite e-wallet rise
GCash reached nearly 3 in 4 consumers and linked 94 million users to 6 million merchants.
What will drive South Korea’s digital banking to rise 9.7% through 2030?
Usage climbed 25% over the past year as faster tools gained traction.
Japanese banks bet billions on Indian finance, tech growth
GFTN is working with both sides on talent, technology, and market access.
Singapore banks attract inflows as investors exit riskier Gulf markets
Wealth and deposit inflows from risk-averse investors may cushion weaker net interest income.
Commentary
Perth is emerging as an unlikely testbed for the future of global finance
Buy now, worry later: The hidden cost of BNPL