In Focus

Fintech expands SME credit as 72.9% see growth impact

Fintech expands SME credit as 72.9% see growth impact

SMEs make up over 90% of businesses across Asia yet face constrained traditional financing.

Chinese banks miss Hong Kong stablecoin opportunities as rules tighten

China is likely to push the e-CNY as it extends stablecoin restrictions to offshore.

South Korea lending rate to fall to 3.16% by 2028

Borrowing costs will extend their downward trend after a 21%  drop in 2023.

Japanese banks face bond yield shocks as yields hit 2.23%

Megabanks should be able to handle the near-term losses, said Fitch.

How digital payments are forcing QSRs to rebuild checkout and staffing

They're redesigning counters and drive-thrus for QR codes and e-wallets.

BNPL drives embedded finance as 51% report 25% revenue lift

40% said average order value rose 25% or more in the same survey

APAC fintech exits hit $8.8b in H2 2025 as Hong Kong IPOs rebound

In contrast, IPO activity in Australia was “dry”, said KPMG.

APAC fintech funding slumps 52% as VC investment craters

Total fintech funding reached $19.4b across 1,675 deals in 2022 before sliding.

How will mergers and crypto regulation reshape APAC fintech investment in H1?

Chinese fintechs will embrace "dual-market routes" to grow overseas.

APAC fintech deals drop to $9.3b in 2025 as private equity hits record low

Venture capital investment for fintechs in the region also fell to its lowest in a decade.

Japan retail banking to hit $227b by 2033

Market revenue stood at $143.7b in 2024 with 5.2% annual growth projected.

Indonesia’s Islamic loans to grow 10% but banks capped at 8% market share

Bank Syariah Indonesia (Persero) is likely to remain dominant.

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.

Vietnam banks face credit split as quota phaseout looms and Basel III rolls out

Weaker, capital-constrained banks may struggle to meet regulatory changes.

Malaysia payments flip non-cash as e-wallet usage jumps 14%

Online bank transfers also gained whilst debit and credit cards ranked last amongst users.

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.