Hong Kong workers save 30% of their monthly income: poll

They do so to achieve financial flexibility, said Hang Seng Bank.

Hong Kong adults are saving an average of nearly a third of their monthly income to ensure financial flexibility, according to a survey by Hang Seng Bank conducted in April 2025.

The survey, which polled 400 working individuals aged 18 or above, found that they save nearly 30% of their income.

Hang Seng Bank cited the study for its new slew of PayDay offers, such as offering up to a 5% per annum preferential savings rate of HKD and foreign currency deposits for customers who switch to Hang Seng PayDay+ for payroll services.

Until 31 December 2025, Hang Seng is offering its PayDay+ customers a $0 buy brokerage fee for Hong Kong ETFs and US stocks traded via online trading channels.

Customers can also enjoy $0 fees on foreign currency notes deposit and withdrawal, the bank said,

Between 16 May 2025 and 15 January 2026, new and existing PayDay+ customers who hold a valid principal Hang Seng credit card are entitled to enter the ‘Everyday Air Ticket Lucky Draw.’