SCB, CardX to share credit limit info for credit card applications

The policy is effective 1 June 2025.

Siam Commercial Bank (SCB) and its sister company CardX will begin disclosing data relating to credit limits to customers applying for credit cards in either company.

For example, when an SCB customer applies for a card in CardX, SCB will disclose data related to the credit limit to CardX. The data is expected to guide the other party in setting and approving credit limits.

The policy will apply for the use of credit card service, and/or requesting for a permanent credit limit increase in a credit card.

The policy is effective 1 June 2025.