Demand for loans in Japan “about the same” in April-June

Firms of all sizes saw little change in demand during the period.

Demand for loans in Japan remained “about the same” in the April-June 2025 period, according to a survey of senior loan officers in Japan.

Of the 50 respondents, 43 (86%) indicated little to no change on demand from firms, and 46 (92%) said the same on demand from households, the Bank of Japan (BOJ) said in a report published on 17 July 2025.

Meanwhile, 5 (10%) of respondents said that loan demand from firms was “moderately stronger,” whilst 2 (4%) said that it was “moderately weaker.”

The majority also indicated “about the same” demand for loans from firms across all three firm size and industry categories. Of the 50 respondents, 43 (86%) said this for large firms; 45 (90%) said this of medium-sized firms; and 44 (88%) indicated little to no change in demand from small firms.