Techcombank's Q3 profit hits record high on ecosystem gains

Bank’s deposits, CASA, and PBT reach new highs

Techcombank reported a Q3 2025 profit before tax (PBT) of $316m (VND 8.3t), up 14.4% year-on-year (YoY), bringing 9-month PBT 2025 (9m25) to $889m (VND 23.4t). 

Total operating income reached $1.47b (VND 38.6t), up 3.1% YoY.

Total assets rose to $42.9b (VND1.13q), with customer deposits increasing 24.1% to $24.3b (VND 638.5t). 

Current account-savings account (CASA) balances reached a record $10.3b (VND 272t, 42.5%). Capital adequacy under Basel II improved to 15.8% following Techcom Securities’ (TCBS) initial public offering.

TCBS posted a 9M25 profit of $194m (VND 5.1t), up 31% YoY. Techcom Life Insurance launched with $49m (VND 1.3t) in capital, and the bank declared a $270m (VND 7.1t) cash dividend, equivalent to 10% of par value.

(1 USD = VND26,330.96 )