HSBC launches invoice-backed digital trade loans

Customers can receive funds in minutes once all info has been submitted and approved.

HSBC has launched TradeCash, where customers can draw down a loan using sales invoice data.

Eligible customers can receive funds within minutes once all required information has been submitted and approved online, HSBC said, such as sales invoice data.

The process is paper-free and is faster than traditional processes, which often involve multiple steps and can take up to 24 hours, the bank said.

Trade has ramped up in Hong Kong, where the total exports of goods rose 35% year-on-year (YoY) in the first four months of 2026 based on data from the Census & Statistics Department (C&SD).

Aditya Gahlaut, HSBC regional head of global trade solutions in Asia, said that Hong Kong’s role as a hyper-fast free port means growth favours businesses that can unlock working capital from sales quickly.

“HSBC TradeCash helps sellers release cash tied up between invoicing and payment, so they can reinvest sooner, strengthen supplier-buyer relationships and scale with confidence,” Gahlaut said.