Analysts predict OCBC's loan growth to stick to 'high single digits'

What could drive this jump?

According to Phillip Securities, management guide NPL ratios to be 0.7%-1.0% moving forward. GEH earnings are also guided to be higher in 4Q13 as a popular product matures over 2H13, thus earnings expected to increase when these investments are potentially reinvested with GEH.

Bancassurance growth also expected from new market Indonesia.

Here's more from Phillip Securities:

Focus on USD deposit growth to continue, as USD is used extensively in the trade financing business. FY14 loans growth guided to be in the high single-digit, with trade finance loans driven by gaining of market share from European banks.

We expect a significant increase in interest rates to be a potential re-rating catalyst, although credit cost will rise.