Kasikornbank eyes 10-12% loan growth in its SME unit in 2013E

Check out KBANK's strategic direction by business unit.

BNP Paribas is confident in KBANK’s earnings visibility, supported by a welldiversified loan mix and high non-lending participation.

Its lending growth focus on retail and SME segments, continued strong momentum in non-lending growth and improved operating efficiency limits negatives from any volatility and supports our 2014E EPS growth of 19%.

Here's KBANK’s strategic direction by business unit according to BNP Paribas:

SME: Target 10-12% loan growth in 2013E
1) Maintain #1 main banking position by acquiring new trade credit customers and offering cash
management solutions; 2) Offer comprehensive solutions via K SME CARE programme with support from
its extensive network of 877 branches, 177 SME business centres, and 63 corporate & SME service centres

Corporate: Target 4-6% loan growth in 2013E
1) Offer product bundling via comprehensive fund raising and cash management; 2) Maintain #1 main
banking position; 3) Maintain #1 position in outright trading vol of corp bonds, bond underwriting and
syndicated loan arranging; 4) Focus sectors: constr materials, auto, food & bev, commerce & transport.

Retail Target: 10-13% loan growth in 2013E
1) Maintain #1 position in bancassurance & mutual funds; 2) Maintain strong penetration of affluent
customers (market share already at 70% from 40% in 2010); 3) Maintain leading positions in card
businesses, digital banking and mortgages.

Also Read

China’s Big 5 banks expected to boost lending with capital support

Philippine bank loans up 12.2% in February

Since you're here...

...there are many ways you can work with us to advertise your company and connect to your customers. Our team can help you dight and create an advertising campaign, in print and digital, on this website and in print magazine.

We can also organize a real life or digital event for you and find thought leader speakers as well as industry leaders, who could be your potential partners, to join the event. We also run some awards programmes which give you an opportunity to be recognized for your achievements during the year and you can join this as a participant or a sponsor.

Let us help you drive your business forward with a good partnership!

I want to download the media kit