India

Will Indian banks crack the code of its capital conundrum?

They’re struggling to produce quality loans.

More than 50% of the population across emerging Asia still unbanked

But financial inclusion in emerging Asia has visibly progressed since 2011.

Indian non-banking financial companies' NPLs to soar by up to 100bps

But asset quality will stabilize over the next 12 months.

Digital platforms to drive 20% of Indian banks' profit by 2020

Digitisation will happen sooner rather than later.

RBI expected to ease rates by 25bps by end-2015

Lower inflation would open room for easing.

India banks can now convert debt into equity

Major boost for stressed loans recovery efforts.