Indonesia
Indonesia banks face tight liquidity through 2026: CreditSights
Indonesia banks face tight liquidity through 2026: CreditSights
Higher energy prices will reduce room for fiscal spending, the report said.
22 hours ago
Bank Central Asia's margin falls in Q1 as wholesale competition weighs
The bank is implied to be sitting on excess liquidity, said UOB Kay Hian.
5 days ago
Bank Mandiri Q1 profit up 16.6% as Agrinas drives loan growth
The bank is prioritising asset quality and underwriting discipline, leading to slower retail loan growth.
Bank Mandiri says oil shock could lift bad loan ratio to 4%: report
Growth in the commodity segment may cushion its wholesale loan portfolio.
Indonesia card payments to reach $61.3b in 2026
Inclusion and policy support fuel growth.
CIMB Niaga launches two AI agents for bank staff
The agents will assist financial planning staff and service teams.
Indonesia and South Korea link QR payments to bypass foreign exchange
Indonesia received 5.89 million inbound QR transactions in 2025.
Maybank Indonesia shifts to selective lending
The listed bank wants to ensure growth remains disciplined and resilient.
Indonesian banks face limited hit from rising bond yields
Bank Mandiri and BNI may be more "responsive" to yield movements, the report said.
BTN expands beyond mortgages into retail banking
Wealth management is a key part of the shift.
Indonesian banks gain funding relief as deposits rise 16%
SOE banks recorded stronger loan growth compared to their peers.
Bank Central Asia’s net profit rise 5.8% to $287.65m in Jan 2026
Net interest margin fell on lower earning asset yield, noted CGSI.
Indonesia’s Islamic loans to grow 10% but banks capped at 8% market share
Bank Syariah Indonesia (Persero) is likely to remain dominant.
BNI braces for NIM compression in 2026 on tighter H1 liquidity
NIM is estimated to fall between 3.5% to 3.8%, lower than Q4 2025’s 3.9%.
Indonesia loan demand stagnates as MSME and consumption slumps
Underlying demand for loans remains uneven although liquidity will be abundant, analyst said.
Payroll drives rural Indonesia banking uptake as digital banks fail to sway users
Digital banks are known but users said there is no difference in app experience.
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision
HSB collects ground-level fraud signals that are captured in standardised entries.
Thought Leadership Centre
Most Read
1. Why Thai finance firms push AI as human oversight limits automation 2. Banks waste AI spending without workflow redesign as only 10% see gains 3. Why banks must become gatekeepers or accept commodity status 4. Southeast Asian banks lose funding efficiency as pricing remains fragmented 5. Banks must address fraud and usability gaps to unlock AI trustResource Center
Read Here
Advertise
Sign Up
Event News
CEO Phlaphongphanich said the industry is measuring the wrong things.
Commentary
Asia’s 20% advantage: The simplification strategy rewriting banking from Singapore to Shanghai
Perth is emerging as an unlikely testbed for the future of global finance
Buy now, worry later: The hidden cost of BNPL