Malaysian banks’ impaired loans rose in January

Loan loss coverage ratio dipped to 128.6% from 129% previously.

Malaysian banks’ gross impaired loans ratio rose to 1.5% in January 2025, from 1.4% a month earlier, according to data from the Bank Negara Malaysia (BNM).

The net impaired loans ratio remained at 0.9%.

Banks’ loan loss coverage ratio—including regulatory reserves— fell slightly to 128.6%, compared to 129% in December 2024.

The aggregate Liquidity Coverage Ratio is 157% in January 2025.

The aggregate loan-to-fund ratio was 83.4%.

The banking asset quality remains sound and liquidity position healthy, according to the BNM.

Also Read

Cake Digital Bank breaks even by meeting small needs

PSBank hits all-time high net income of $89.97m on higher loans

Since you're here...

...there are many ways you can work with us to advertise your company and connect to your customers. Our team can help you dight and create an advertising campaign, in print and digital, on this website and in print magazine.

We can also organize a real life or digital event for you and find thought leader speakers as well as industry leaders, who could be your potential partners, to join the event. We also run some awards programmes which give you an opportunity to be recognized for your achievements during the year and you can join this as a participant or a sponsor.

Let us help you drive your business forward with a good partnership!

I want to download the media kit